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Home insurance

Etiqa vs Great American home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, Etiqa was cheaper on 12, Great American on 0. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleEtiqaGreat American
HDB flat, owner, S$60,000 contentsS$79.91Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat)as at 19 Oct 2026code TIQHOME25PLUSS$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026
Condo, tenant, S$30,000 contentsS$57.70Tiq Home Insurance (condominium, tenant)as at 19 Oct 2026code TIQHOME25PLUSS$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026
Landed house, owner, S$100,000 contentsS$289.42Tiq Home Insurance (landed, owner)as at 19 Oct 2026code TIQHOME25PLUSS$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026
HDB flat, owner, S$30,000 contentsS$70.13Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat)as at 19 Oct 2026code TIQHOME25PLUSS$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026
HDB flat, owner, S$100,000 contentsS$109.25Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat)as at 19 Oct 2026code TIQHOME25PLUSS$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026
HDB flat, tenant, S$30,000 contentsS$54.28Tiq Home Insurance (HDB, tenant)as at 19 Oct 2026code TIQHOME25PLUSS$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026
HDB flat, tenant, S$60,000 contentsS$64.06Tiq Home Insurance (HDB, tenant)as at 19 Oct 2026code TIQHOME25PLUSS$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026
HDB flat, tenant, S$100,000 contentsS$93.40Tiq Home Insurance (HDB, tenant)as at 19 Oct 2026code TIQHOME25PLUSS$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026
Condo, owner, S$30,000 contentsS$103.35Tiq Home Insurance (condominium, owner)as at 19 Oct 2026code TIQHOME25PLUSS$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026
Condo, owner, S$60,000 contentsS$128.96Tiq Home Insurance (condominium, owner)as at 19 Oct 2026code TIQHOME25PLUSS$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026
Condo, owner, S$100,000 contentsS$154.56Tiq Home Insurance (condominium, owner)as at 19 Oct 2026code TIQHOME25PLUSS$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026
Condo, tenant, S$60,000 contentsS$88.43Tiq Home Insurance (condominium, tenant)as at 19 Oct 2026code TIQHOME25PLUSS$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: Etiqa Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat), Great American Great Home Insurance Elite (S$60,000 contents).
CoverEtiqaGreat American
RenovationS$80,000 (Tiq’s first option for a 4-room flat, in the price shown; ticking “insured under HDB Fire Insurance” keeps it, and it cannot then be unticked)Fixtures, fittings and renovations S$200,000 (tick a box to include the building itself in this sum)
Personal liabilityS$500,000 worldwide (except the USA and Canada)Up to S$500,000 worldwide; can be raised to S$1,000,000 for S$82 a year including GST
Alternative accommodationEmergency cash allowance S$5,000 if the home is 100% uninhabitable, S$2,500 if at least 50%Loss of rent and the cost of temporary accommodation are covered (the brochure gives no figure)
ExcessS$0.00Not published

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is Etiqa or Great American cheaper for home insurance?

Of the 12 examples both price, Etiqa was cheaper on 12, Great American on 0. Your own answers can change the order, so get your own quote.

How does Etiqa's cover compare with Great American's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Etiqa Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat), Great American Great Home Insurance Elite (S$60,000 contents)): Renovation: Etiqa S$80,000 (Tiq’s first option for a 4-room flat, in the price shown; ticking “insured under HDB Fire Insurance” keeps it, and it cannot then be unticked), Great American Fixtures, fittings and renovations S$200,000 (tick a box to include the building itself in this sum); Personal liability: Etiqa S$500,000 worldwide (except the USA and Canada), Great American Up to S$500,000 worldwide; can be raised to S$1,000,000 for S$82 a year including GST; Alternative accommodation: Etiqa Emergency cash allowance S$5,000 if the home is 100% uninhabitable, S$2,500 if at least 50%, Great American Loss of rent and the cost of temporary accommodation are covered (the brochure gives no figure); Excess: Etiqa S$0.00, Great American Not published.

What discounts are Etiqa and Great American running?

Etiqa: Promo code TIQHOME25PLUS: 25% off. Great American: none to show.