Home insurance
ECICS vs Etiqa home insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, ECICS was cheaper on 2, Etiqa on 10. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | ECICS | Etiqa |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$118.81Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026 | S$79.91Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat)as at 19 Oct 2026code TIQHOME25PLUS |
| Condo, tenant, S$30,000 contents | S$106.82Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026 | S$57.70Tiq Home Insurance (condominium, tenant)as at 19 Oct 2026code TIQHOME25PLUS |
| Landed house, owner, S$100,000 contents | S$168.95Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026 | S$289.42Tiq Home Insurance (landed, owner)as at 19 Oct 2026code TIQHOME25PLUS |
| HDB flat, owner, S$30,000 contents | S$99.19Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026 | S$70.13Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat)as at 19 Oct 2026code TIQHOME25PLUS |
| HDB flat, owner, S$100,000 contents | S$156.96Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026 | S$109.25Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat)as at 19 Oct 2026code TIQHOME25PLUS |
| HDB flat, tenant, S$30,000 contents | S$99.19Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026 | S$54.28Tiq Home Insurance (HDB, tenant)as at 19 Oct 2026code TIQHOME25PLUS |
| HDB flat, tenant, S$60,000 contents | S$119.90Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026 | S$64.06Tiq Home Insurance (HDB, tenant)as at 19 Oct 2026code TIQHOME25PLUS |
| HDB flat, tenant, S$100,000 contents | S$162.41Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026 | S$93.40Tiq Home Insurance (HDB, tenant)as at 19 Oct 2026code TIQHOME25PLUS |
| Condo, owner, S$30,000 contents | S$105.73Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026 | S$103.35Tiq Home Insurance (condominium, owner)as at 19 Oct 2026code TIQHOME25PLUS |
| Condo, owner, S$60,000 contents | S$125.35Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026 | S$128.96Tiq Home Insurance (condominium, owner)as at 19 Oct 2026code TIQHOME25PLUS |
| Condo, owner, S$100,000 contents | S$163.50Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)as at 9 Oct 2026 | S$154.56Tiq Home Insurance (condominium, owner)as at 19 Oct 2026code TIQHOME25PLUS |
| Condo, tenant, S$60,000 contents | S$126.44Home Contents Insurance for tenants (1-year; contents and liability, no renovations)as at 9 Oct 2026 | S$88.43Tiq Home Insurance (condominium, tenant)as at 19 Oct 2026code TIQHOME25PLUS |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | ECICS | Etiqa |
|---|---|---|
| Renovations | S$30,000 renovations sum insured (the online quote's minimum; raise it at checkout, up to S$200,000); plus debris removal and professional fees, each 10% of the renovation sum | S$80,000 (Tiq’s first option for a 4-room flat, in the price shown; ticking “insured under HDB Fire Insurance” keeps it, and it cannot then be unticked) |
| Personal liability | S$500,000 a year for family personal liability (worldwide except the USA and Canada) and tenant's liability together | S$500,000 worldwide (except the USA and Canada) |
| Alternative accommodation | Up to S$300 a day, S$36,000 a year, including storage (not for a landlord who did not live in the home) | Emergency cash allowance S$5,000 if the home is 100% uninhabitable, S$2,500 if at least 50% |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is ECICS or Etiqa cheaper for home insurance?
Of the 12 examples both price, ECICS was cheaper on 2, Etiqa on 10. Your own answers can change the order, so get your own quote.
How does ECICS's cover compare with Etiqa's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (ECICS Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit), Etiqa Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat)): Renovations: ECICS S$30,000 renovations sum insured (the online quote's minimum; raise it at checkout, up to S$200,000); plus debris removal and professional fees, each 10% of the renovation sum, Etiqa S$80,000 (Tiq’s first option for a 4-room flat, in the price shown; ticking “insured under HDB Fire Insurance” keeps it, and it cannot then be unticked); Personal liability: ECICS S$500,000 a year for family personal liability (worldwide except the USA and Canada) and tenant's liability together, Etiqa S$500,000 worldwide (except the USA and Canada); Alternative accommodation: ECICS Up to S$300 a day, S$36,000 a year, including storage (not for a landlord who did not live in the home), Etiqa Emergency cash allowance S$5,000 if the home is 100% uninhabitable, S$2,500 if at least 50%; Excess: ECICS S$0.00, Etiqa S$0.00.
What discounts are ECICS and Etiqa running?
ECICS: none to show. Etiqa: Promo code TIQHOME25PLUS: 25% off.