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Home insurance

Chubb vs Etiqa home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, Chubb was cheaper on 1, Etiqa on 11. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleChubbEtiqa
HDB flat, owner, S$60,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$79.91Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat)as at 19 Oct 2026code TIQHOME25PLUS
Condo, tenant, S$30,000 contentsS$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026S$57.70Tiq Home Insurance (condominium, tenant)as at 19 Oct 2026code TIQHOME25PLUS
Landed house, owner, S$100,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$289.42Tiq Home Insurance (landed, owner)as at 19 Oct 2026code TIQHOME25PLUS
HDB flat, owner, S$30,000 contentsS$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026S$70.13Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat)as at 19 Oct 2026code TIQHOME25PLUS
HDB flat, owner, S$100,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$109.25Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat)as at 19 Oct 2026code TIQHOME25PLUS
HDB flat, tenant, S$30,000 contentsS$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026S$54.28Tiq Home Insurance (HDB, tenant)as at 19 Oct 2026code TIQHOME25PLUS
HDB flat, tenant, S$60,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$64.06Tiq Home Insurance (HDB, tenant)as at 19 Oct 2026code TIQHOME25PLUS
HDB flat, tenant, S$100,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$93.40Tiq Home Insurance (HDB, tenant)as at 19 Oct 2026code TIQHOME25PLUS
Condo, owner, S$30,000 contentsS$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026S$103.35Tiq Home Insurance (condominium, owner)as at 19 Oct 2026code TIQHOME25PLUS
Condo, owner, S$60,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$128.96Tiq Home Insurance (condominium, owner)as at 19 Oct 2026code TIQHOME25PLUS
Condo, owner, S$100,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$154.56Tiq Home Insurance (condominium, owner)as at 19 Oct 2026code TIQHOME25PLUS
Condo, tenant, S$60,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$88.43Tiq Home Insurance (condominium, tenant)as at 19 Oct 2026code TIQHOME25PLUS

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: Chubb DBS myHome Protect II Premium (underwritten by Chubb), Etiqa Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat).
CoverChubbEtiqa
RenovationsUp to S$150,000 (fixtures and fittings such as flooring, built-in wardrobes and air-conditioners, by you or a former owner; not the building structure)S$80,000 (Tiq’s first option for a 4-room flat, in the price shown; ticking “insured under HDB Fire Insurance” keeps it, and it cannot then be unticked)
Personal liabilityS$1,000,000 for the whole household, worldwide; as a tenant, S$500,000 for damage to the landlord's premises and contents (S$100 excess)S$500,000 worldwide (except the USA and Canada)
Alternative accommodationUp to S$23,000 for alternative accommodation or loss of rent while the home cannot be lived inEmergency cash allowance S$5,000 if the home is 100% uninhabitable, S$2,500 if at least 50%
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

  • Chubb: none to show
  • Etiqa: Promo code TIQHOME25PLUS: 25% off

More about each

See every insurer's price for your own answers, cheapest first.

Get your own quote

Questions people ask

Is Chubb or Etiqa cheaper for home insurance?

Of the 12 examples both price, Chubb was cheaper on 1, Etiqa on 11. Your own answers can change the order, so get your own quote.

How does Chubb's cover compare with Etiqa's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Chubb DBS myHome Protect II Premium (underwritten by Chubb), Etiqa Tiq Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat)): Renovations: Chubb Up to S$150,000 (fixtures and fittings such as flooring, built-in wardrobes and air-conditioners, by you or a former owner; not the building structure), Etiqa S$80,000 (Tiq’s first option for a 4-room flat, in the price shown; ticking “insured under HDB Fire Insurance” keeps it, and it cannot then be unticked); Personal liability: Chubb S$1,000,000 for the whole household, worldwide; as a tenant, S$500,000 for damage to the landlord's premises and contents (S$100 excess), Etiqa S$500,000 worldwide (except the USA and Canada); Alternative accommodation: Chubb Up to S$23,000 for alternative accommodation or loss of rent while the home cannot be lived in, Etiqa Emergency cash allowance S$5,000 if the home is 100% uninhabitable, S$2,500 if at least 50%; Excess: Chubb S$0.00, Etiqa S$0.00.

What discounts are Chubb and Etiqa running?

Chubb: none to show. Etiqa: Promo code TIQHOME25PLUS: 25% off.