Shenton Brokers
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Home insurance

Income vs India International home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, Income was cheaper on 9, India International on 3. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleIncomeIndia International
HDB flat, owner, S$60,000 contentsS$71.22Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations)as at 16 Oct 2026S$258.88i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026
Condo, tenant, S$30,000 contentsS$98.59Enhanced Home Insurance, condo, tenant (your contents and S$150,000 renovations)as at 16 Oct 2026S$160.78i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026
Landed house, owner, S$100,000 contentsS$430.55Enhanced Home Insurance, landed house (S$600,000 building and S$150,000 renovations included)as at 16 Oct 2026S$389.68i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026
HDB flat, owner, S$30,000 contentsS$43.10Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations)as at 16 Oct 2026S$160.78i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026
HDB flat, owner, S$100,000 contentsS$108.72Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations)as at 16 Oct 2026S$389.68i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026
HDB flat, tenant, S$30,000 contentsS$43.10Enhanced Home Insurance, HDB flat, tenant (your contents and S$60,000 renovations)as at 16 Oct 2026S$160.78i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026
HDB flat, tenant, S$60,000 contentsS$71.22Enhanced Home Insurance, HDB flat, tenant (your contents and S$60,000 renovations)as at 16 Oct 2026S$258.88i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026
HDB flat, tenant, S$100,000 contentsS$108.72Enhanced Home Insurance, HDB flat, tenant (your contents and S$60,000 renovations)as at 16 Oct 2026S$389.68i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026
Condo, owner, S$30,000 contentsS$257.58Enhanced Home Insurance, condo (S$390,000 building and S$150,000 renovations included)as at 16 Oct 2026S$160.78i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026
Condo, owner, S$60,000 contentsS$295.02Enhanced Home Insurance, condo (S$390,000 building and S$150,000 renovations included)as at 16 Oct 2026S$258.88i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026
Condo, owner, S$100,000 contentsS$344.94Enhanced Home Insurance, condo (S$390,000 building and S$150,000 renovations included)as at 16 Oct 2026S$389.68i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026
Condo, tenant, S$60,000 contentsS$136.03Enhanced Home Insurance, condo, tenant (your contents and S$150,000 renovations)as at 16 Oct 2026S$258.88i-Home (your contents sum, plus fixtures and renovations S$50,000)as at 10 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: Income Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations), India International i-Home (your contents sum, plus fixtures and renovations S$50,000).
CoverIncomeIndia International
RenovationsS$60,000Fixtures, fittings and renovation S$50,000, all risks (the buy page takes S$30,000 to S$250,000; the minimum charge covers up to S$50,000, S$1.15 per S$1,000 above that); building cover can be added at S$0.50 per S$1,000 up to S$500,000
Family worldwide liabilityS$5,000,000S$1,000,000 worldwide personal and family liability, property owner's and occupier's liability
Alternative accommodation10% of your renovation and contents sums: S$7,500, S$9,000, S$12,000 or S$16,000 with S$15,000, S$30,000, S$60,000 or S$100,000 contents, for lost rental income and extra hotel expenses (up to S$350 a day)S$5,000 a month, up to S$15,000, for alternative accommodation or loss of rent
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is Income or India International cheaper for home insurance?

Of the 12 examples both price, Income was cheaper on 9, India International on 3. Your own answers can change the order, so get your own quote.

How does Income's cover compare with India International's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Income Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations), India International i-Home (your contents sum, plus fixtures and renovations S$50,000)): Renovations: Income S$60,000, India International Fixtures, fittings and renovation S$50,000, all risks (the buy page takes S$30,000 to S$250,000; the minimum charge covers up to S$50,000, S$1.15 per S$1,000 above that); building cover can be added at S$0.50 per S$1,000 up to S$500,000; Family worldwide liability: Income S$5,000,000, India International S$1,000,000 worldwide personal and family liability, property owner's and occupier's liability; Alternative accommodation: Income 10% of your renovation and contents sums: S$7,500, S$9,000, S$12,000 or S$16,000 with S$15,000, S$30,000, S$60,000 or S$100,000 contents, for lost rental income and extra hotel expenses (up to S$350 a day), India International S$5,000 a month, up to S$15,000, for alternative accommodation or loss of rent; Excess: Income S$0.00, India International S$0.00.

What discounts are Income and India International running?

Income: none to show. India International: none to show.