Allianz vs ECICS home insurance

Of the 12 examples both price, Allianz was cheaper on 4, ECICS on 8. Your own answers can change the order, so get your own quote.

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Allianz Home Protect Gold (S$60,000 contents, S$90,000 renovations), ECICS Home Contents Insurance for owners (1-year; S$30,000 renovations; 4-room or larger unit)): Renovations: Allianz S$90,000 a year (walls, windows, ceilings, floors, doors and household improvements, including those by the developer; professional fees share this limit); the building itself only with the optional extra renovations and building cover, ECICS S$30,000 renovations sum insured (the online quote's minimum; raise it at checkout, up to S$200,000); plus debris removal and professional fees, each 10% of the renovation sum; Personal liability: Allianz S$2,000,000 an event, worldwide (you and your family members), ECICS S$500,000 a year for family personal liability (worldwide except the USA and Canada) and tenant's liability together; Alternative accommodation: Allianz S$15,000 an event for alternative lodging, loss of rent, utility and conservancy charges while the home is uninhabitable after a covered peril; plus emergency cash allowance S$1,000 an event, ECICS Up to S$300 a day, S$36,000 a year, including storage (not for a landlord who did not live in the home); Excess: Allianz S$100.00, ECICS S$0.00.

Allianz: none to show. ECICS: none to show.