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Home insurance

Allianz vs Great American home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, Allianz was cheaper on 12, Great American on 0. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleAllianzGreat American
HDB flat, owner, S$60,000 contentsS$153.69Home Protect Gold (S$60,000 contents, S$90,000 renovations)as at 12 Oct 2026S$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026
Condo, tenant, S$30,000 contentsS$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)as at 12 Oct 2026S$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026
Landed house, owner, S$100,000 contentsS$273.59Home Protect Platinum (S$100,000 contents, S$150,000 renovations)as at 12 Oct 2026S$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026
HDB flat, owner, S$30,000 contentsS$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)as at 12 Oct 2026S$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026
HDB flat, owner, S$100,000 contentsS$273.59Home Protect Platinum (S$100,000 contents, S$150,000 renovations)as at 12 Oct 2026S$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026
HDB flat, tenant, S$30,000 contentsS$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)as at 12 Oct 2026S$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026
HDB flat, tenant, S$60,000 contentsS$153.69Home Protect Gold (S$60,000 contents, S$90,000 renovations)as at 12 Oct 2026S$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026
HDB flat, tenant, S$100,000 contentsS$273.59Home Protect Platinum (S$100,000 contents, S$150,000 renovations)as at 12 Oct 2026S$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026
Condo, owner, S$30,000 contentsS$98.10Home Protect Silver (S$40,000 contents, S$60,000 renovations)as at 12 Oct 2026S$119.90Great Home Insurance Standard (S$30,000 contents)as at 17 Oct 2026
Condo, owner, S$60,000 contentsS$153.69Home Protect Gold (S$60,000 contents, S$90,000 renovations)as at 12 Oct 2026S$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026
Condo, owner, S$100,000 contentsS$273.59Home Protect Platinum (S$100,000 contents, S$150,000 renovations)as at 12 Oct 2026S$381.50Great Home Insurance Ultimate (your contents sum, S$200,000 renovations)as at 17 Oct 2026
Condo, tenant, S$60,000 contentsS$153.69Home Protect Gold (S$60,000 contents, S$90,000 renovations)as at 12 Oct 2026S$272.50Great Home Insurance Elite (S$60,000 contents)as at 17 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: Allianz Home Protect Gold (S$60,000 contents, S$90,000 renovations), Great American Great Home Insurance Elite (S$60,000 contents).
CoverAllianzGreat American
RenovationsS$90,000 a year (walls, windows, ceilings, floors, doors and household improvements, including those by the developer; professional fees share this limit); the building itself only with the optional extra renovations and building coverFixtures, fittings and renovations S$200,000 (tick a box to include the building itself in this sum)
Personal liabilityS$2,000,000 an event, worldwide (you and your family members)Up to S$500,000 worldwide; can be raised to S$1,000,000 for S$82 a year including GST
Alternative accommodationS$15,000 an event for alternative lodging, loss of rent, utility and conservancy charges while the home is uninhabitable after a covered peril; plus emergency cash allowance S$1,000 an eventLoss of rent and the cost of temporary accommodation are covered (the brochure gives no figure)
ExcessS$100.00Not published

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is Allianz or Great American cheaper for home insurance?

Of the 12 examples both price, Allianz was cheaper on 12, Great American on 0. Your own answers can change the order, so get your own quote.

How does Allianz's cover compare with Great American's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Allianz Home Protect Gold (S$60,000 contents, S$90,000 renovations), Great American Great Home Insurance Elite (S$60,000 contents)): Renovations: Allianz S$90,000 a year (walls, windows, ceilings, floors, doors and household improvements, including those by the developer; professional fees share this limit); the building itself only with the optional extra renovations and building cover, Great American Fixtures, fittings and renovations S$200,000 (tick a box to include the building itself in this sum); Personal liability: Allianz S$2,000,000 an event, worldwide (you and your family members), Great American Up to S$500,000 worldwide; can be raised to S$1,000,000 for S$82 a year including GST; Alternative accommodation: Allianz S$15,000 an event for alternative lodging, loss of rent, utility and conservancy charges while the home is uninhabitable after a covered peril; plus emergency cash allowance S$1,000 an event, Great American Loss of rent and the cost of temporary accommodation are covered (the brochure gives no figure); Excess: Allianz S$100.00, Great American Not published.

What discounts are Allianz and Great American running?

Allianz: none to show. Great American: none to show.