Home insurance
Chubb vs Sompo home insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, Chubb was cheaper on 0, Sompo on 12. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Chubb | Sompo |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$67.85HomeVital for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000)as at 9 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026 | S$54.50HomeVital for condo tenants (your contents sum)as at 9 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$120.99HomeVital for landed owners (your contents sum, plus renovations S$80,000)as at 9 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026 | S$54.50HomeVital for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000)as at 9 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$100.55HomeVital for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000)as at 9 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026 | S$54.50HomeVital for HDB tenants (your contents sum)as at 9 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$54.50HomeVital for HDB tenants (your contents sum)as at 9 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$81.75HomeVital for HDB tenants (your contents sum)as at 9 Oct 2026 |
| Condo, owner, S$30,000 contents | S$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026 | S$54.50HomeVital for condo owners (your contents sum, plus renovations S$60,000)as at 9 Oct 2026 |
| Condo, owner, S$60,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$73.58HomeVital for condo owners (your contents sum, plus renovations S$60,000)as at 9 Oct 2026 |
| Condo, owner, S$100,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$112.82HomeVital for condo owners (your contents sum, plus renovations S$60,000)as at 9 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$58.86HomeVital for condo tenants (your contents sum)as at 9 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Chubb | Sompo |
|---|---|---|
| Renovations | Up to S$150,000 (fixtures and fittings such as flooring, built-in wardrobes and air-conditioners, by you or a former owner; not the building structure) | S$40,000 (the minimum for this property; priced in); building S$100,000 (compulsory for HDB owners; priced in); HDB prices are for a 4-room flat: at S$60,000 contents a studio to 3-room costs S$1.63 less, a 5-room S$1.64 more, an executive, HUDC or multi-generation flat S$5.73 more and a jumbo flat S$15.54 more |
| Personal liability | S$1,000,000 for the whole household, worldwide; as a tenant, S$500,000 for damage to the landlord's premises and contents (S$100 excess) | S$500,000 worldwide family personal liability |
| Alternative accommodation | Up to S$23,000 for alternative accommodation or loss of rent while the home cannot be lived in | Up to S$50,000 (loss of rental income or additional cost of alternative accommodation) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Chubb or Sompo cheaper for home insurance?
Of the 12 examples both price, Chubb was cheaper on 0, Sompo on 12. Your own answers can change the order, so get your own quote.
How does Chubb's cover compare with Sompo's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Chubb DBS myHome Protect II Premium (underwritten by Chubb), Sompo HomeVital for HDB owners (your contents sum, plus renovations S$40,000 and building S$100,000)): Renovations: Chubb Up to S$150,000 (fixtures and fittings such as flooring, built-in wardrobes and air-conditioners, by you or a former owner; not the building structure), Sompo S$40,000 (the minimum for this property; priced in); building S$100,000 (compulsory for HDB owners; priced in); HDB prices are for a 4-room flat: at S$60,000 contents a studio to 3-room costs S$1.63 less, a 5-room S$1.64 more, an executive, HUDC or multi-generation flat S$5.73 more and a jumbo flat S$15.54 more; Personal liability: Chubb S$1,000,000 for the whole household, worldwide; as a tenant, S$500,000 for damage to the landlord's premises and contents (S$100 excess), Sompo S$500,000 worldwide family personal liability; Alternative accommodation: Chubb Up to S$23,000 for alternative accommodation or loss of rent while the home cannot be lived in, Sompo Up to S$50,000 (loss of rental income or additional cost of alternative accommodation); Excess: Chubb S$0.00, Sompo S$0.00.
What discounts are Chubb and Sompo running?
Chubb: none to show. Sompo: 25% off.