Shenton Brokers
← Compare other insurers

Home insurance

Chubb vs Liberty home insurance

As of 28 Oct 2026 (Singapore time)

Of the 12 examples both price, Chubb was cheaper on 8, Liberty on 4. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleChubbLiberty
HDB flat, owner, S$60,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$222.36Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026
Condo, tenant, S$30,000 contentsS$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026S$130.80Liberty HomeCare Plan Bas at 9 Oct 2026
Landed house, owner, S$100,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$327.00Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026
HDB flat, owner, S$30,000 contentsS$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026S$130.80Liberty HomeCare Plan Bas at 9 Oct 2026
HDB flat, owner, S$100,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$327.00Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026
HDB flat, tenant, S$30,000 contentsS$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026S$130.80Liberty HomeCare Plan Bas at 9 Oct 2026
HDB flat, tenant, S$60,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$222.36Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026
HDB flat, tenant, S$100,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$327.00Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026
Condo, owner, S$30,000 contentsS$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026S$130.80Liberty HomeCare Plan Bas at 9 Oct 2026
Condo, owner, S$60,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$222.36Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026
Condo, owner, S$100,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$327.00Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026
Condo, tenant, S$60,000 contentsS$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026S$222.36Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for HDB flat, owner, S$60,000 contents: Chubb DBS myHome Protect II Premium (underwritten by Chubb), Liberty Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum).
CoverChubbLiberty
RenovationsUp to S$150,000 (fixtures and fittings such as flooring, built-in wardrobes and air-conditioners, by you or a former owner; not the building structure)Part of building cover (building including renovations and improvements, fire and extraneous perils): S$200,000 (more at 0.0545% a year, up to S$3,500,000)
Personal liabilityS$1,000,000 for the whole household, worldwide; as a tenant, S$500,000 for damage to the landlord's premises and contents (S$100 excess)S$500,000 in Singapore (Plan C's limit; more at S$27.25 a year for every further S$500,000, up to S$1,000,000; worldwide, excluding USA and Canada, at S$1,000,000 is a paid option: S$81.75 a year on the Top-up Plan)
Alternative accommodationUp to S$23,000 for alternative accommodation or loss of rent while the home cannot be lived inUp to 10% of the building sum (S$20,000) plus up to 10% of the contents sum (S$6,000 or S$10,000) while the home is uninhabitable; also personal accident S$50,000 a policy (S$10,000 a person) and emergency home assistance S$100 an event, 2 events
ExcessS$0.00S$0.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

Get your own quote

Questions people ask

Is Chubb or Liberty cheaper for home insurance?

Of the 12 examples both price, Chubb was cheaper on 8, Liberty on 4. Your own answers can change the order, so get your own quote.

How does Chubb's cover compare with Liberty's?

On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Chubb DBS myHome Protect II Premium (underwritten by Chubb), Liberty Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)): Renovations: Chubb Up to S$150,000 (fixtures and fittings such as flooring, built-in wardrobes and air-conditioners, by you or a former owner; not the building structure), Liberty Part of building cover (building including renovations and improvements, fire and extraneous perils): S$200,000 (more at 0.0545% a year, up to S$3,500,000); Personal liability: Chubb S$1,000,000 for the whole household, worldwide; as a tenant, S$500,000 for damage to the landlord's premises and contents (S$100 excess), Liberty S$500,000 in Singapore (Plan C's limit; more at S$27.25 a year for every further S$500,000, up to S$1,000,000; worldwide, excluding USA and Canada, at S$1,000,000 is a paid option: S$81.75 a year on the Top-up Plan); Alternative accommodation: Chubb Up to S$23,000 for alternative accommodation or loss of rent while the home cannot be lived in, Liberty Up to 10% of the building sum (S$20,000) plus up to 10% of the contents sum (S$6,000 or S$10,000) while the home is uninhabitable; also personal accident S$50,000 a policy (S$10,000 a person) and emergency home assistance S$100 an event, 2 events; Excess: Chubb S$0.00, Liberty S$0.00.

What discounts are Chubb and Liberty running?

Chubb: none to show. Liberty: none to show.