Home insurance
Chubb vs Liberty home insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, Chubb was cheaper on 8, Liberty on 4. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Chubb | Liberty |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$222.36Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026 | S$130.80Liberty HomeCare Plan Bas at 9 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$327.00Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026 | S$130.80Liberty HomeCare Plan Bas at 9 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$327.00Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026 | S$130.80Liberty HomeCare Plan Bas at 9 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$222.36Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$327.00Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026 |
| Condo, owner, S$30,000 contents | S$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026 | S$130.80Liberty HomeCare Plan Bas at 9 Oct 2026 |
| Condo, owner, S$60,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$222.36Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026 |
| Condo, owner, S$100,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$327.00Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$222.36Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)as at 9 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Chubb | Liberty |
|---|---|---|
| Renovations | Up to S$150,000 (fixtures and fittings such as flooring, built-in wardrobes and air-conditioners, by you or a former owner; not the building structure) | Part of building cover (building including renovations and improvements, fire and extraneous perils): S$200,000 (more at 0.0545% a year, up to S$3,500,000) |
| Personal liability | S$1,000,000 for the whole household, worldwide; as a tenant, S$500,000 for damage to the landlord's premises and contents (S$100 excess) | S$500,000 in Singapore (Plan C's limit; more at S$27.25 a year for every further S$500,000, up to S$1,000,000; worldwide, excluding USA and Canada, at S$1,000,000 is a paid option: S$81.75 a year on the Top-up Plan) |
| Alternative accommodation | Up to S$23,000 for alternative accommodation or loss of rent while the home cannot be lived in | Up to 10% of the building sum (S$20,000) plus up to 10% of the contents sum (S$6,000 or S$10,000) while the home is uninhabitable; also personal accident S$50,000 a policy (S$10,000 a person) and emergency home assistance S$100 an event, 2 events |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Chubb or Liberty cheaper for home insurance?
Of the 12 examples both price, Chubb was cheaper on 8, Liberty on 4. Your own answers can change the order, so get your own quote.
How does Chubb's cover compare with Liberty's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Chubb DBS myHome Protect II Premium (underwritten by Chubb), Liberty Liberty HomeCare Top-up Plan (Plan C topped up to your contents sum)): Renovations: Chubb Up to S$150,000 (fixtures and fittings such as flooring, built-in wardrobes and air-conditioners, by you or a former owner; not the building structure), Liberty Part of building cover (building including renovations and improvements, fire and extraneous perils): S$200,000 (more at 0.0545% a year, up to S$3,500,000); Personal liability: Chubb S$1,000,000 for the whole household, worldwide; as a tenant, S$500,000 for damage to the landlord's premises and contents (S$100 excess), Liberty S$500,000 in Singapore (Plan C's limit; more at S$27.25 a year for every further S$500,000, up to S$1,000,000; worldwide, excluding USA and Canada, at S$1,000,000 is a paid option: S$81.75 a year on the Top-up Plan); Alternative accommodation: Chubb Up to S$23,000 for alternative accommodation or loss of rent while the home cannot be lived in, Liberty Up to 10% of the building sum (S$20,000) plus up to 10% of the contents sum (S$6,000 or S$10,000) while the home is uninhabitable; also personal accident S$50,000 a policy (S$10,000 a person) and emergency home assistance S$100 an event, 2 events; Excess: Chubb S$0.00, Liberty S$0.00.
What discounts are Chubb and Liberty running?
Chubb: none to show. Liberty: none to show.