Home insurance
Chubb vs Income home insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, Chubb was cheaper on 4, Income on 8. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Chubb | Income |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$71.22Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations)as at 16 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026 | S$98.59Enhanced Home Insurance, condo, tenant (your contents and S$150,000 renovations)as at 16 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$430.55Enhanced Home Insurance, landed house (S$600,000 building and S$150,000 renovations included)as at 16 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026 | S$43.10Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations)as at 16 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$108.72Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations)as at 16 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026 | S$43.10Enhanced Home Insurance, HDB flat, tenant (your contents and S$60,000 renovations)as at 16 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$71.22Enhanced Home Insurance, HDB flat, tenant (your contents and S$60,000 renovations)as at 16 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$108.72Enhanced Home Insurance, HDB flat, tenant (your contents and S$60,000 renovations)as at 16 Oct 2026 |
| Condo, owner, S$30,000 contents | S$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026 | S$257.58Enhanced Home Insurance, condo (S$390,000 building and S$150,000 renovations included)as at 16 Oct 2026 |
| Condo, owner, S$60,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$295.02Enhanced Home Insurance, condo (S$390,000 building and S$150,000 renovations included)as at 16 Oct 2026 |
| Condo, owner, S$100,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$344.94Enhanced Home Insurance, condo (S$390,000 building and S$150,000 renovations included)as at 16 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$136.03Enhanced Home Insurance, condo, tenant (your contents and S$150,000 renovations)as at 16 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Chubb | Income |
|---|---|---|
| Renovations | Up to S$150,000 (fixtures and fittings such as flooring, built-in wardrobes and air-conditioners, by you or a former owner; not the building structure) | S$60,000 |
| Personal liability | S$1,000,000 for the whole household, worldwide; as a tenant, S$500,000 for damage to the landlord's premises and contents (S$100 excess) | S$5,000,000 |
| Alternative accommodation | Up to S$23,000 for alternative accommodation or loss of rent while the home cannot be lived in | 10% of your renovation and contents sums: S$7,500, S$9,000, S$12,000 or S$16,000 with S$15,000, S$30,000, S$60,000 or S$100,000 contents, for lost rental income and extra hotel expenses (up to S$350 a day) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Chubb or Income cheaper for home insurance?
Of the 12 examples both price, Chubb was cheaper on 4, Income on 8. Your own answers can change the order, so get your own quote.
How does Chubb's cover compare with Income's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Chubb DBS myHome Protect II Premium (underwritten by Chubb), Income Enhanced Home Insurance, HDB flat, without building cover (for owners whose HDB fire insurance covers the flat; contents and S$60,000 renovations)): Renovations: Chubb Up to S$150,000 (fixtures and fittings such as flooring, built-in wardrobes and air-conditioners, by you or a former owner; not the building structure), Income S$60,000; Personal liability: Chubb S$1,000,000 for the whole household, worldwide; as a tenant, S$500,000 for damage to the landlord's premises and contents (S$100 excess), Income S$5,000,000; Alternative accommodation: Chubb Up to S$23,000 for alternative accommodation or loss of rent while the home cannot be lived in, Income 10% of your renovation and contents sums: S$7,500, S$9,000, S$12,000 or S$16,000 with S$15,000, S$30,000, S$60,000 or S$100,000 contents, for lost rental income and extra hotel expenses (up to S$350 a day); Excess: Chubb S$0.00, Income S$0.00.
What discounts are Chubb and Income running?
Chubb: none to show. Income: none to show.