Home insurance
Chubb vs FWD home insurance
As of 28 Oct 2026 (Singapore time)
Of the 12 examples both price, Chubb was cheaper on 1, FWD on 11. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Chubb | FWD |
|---|---|---|
| HDB flat, owner, S$60,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$98.78FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)as at 15 Oct 2026 |
| Condo, tenant, S$30,000 contents | S$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026 | S$77.92FWD Home Insurance, condo, tenant (your contents only)as at 15 Oct 2026 |
| Landed house, owner, S$100,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$229.45FWD Home Insurance, landed house (renovations S$80,000 included; building cover not included)as at 15 Oct 2026 |
| HDB flat, owner, S$30,000 contents | S$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026 | S$84.99FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)as at 15 Oct 2026 |
| HDB flat, owner, S$100,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$130.75FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)as at 15 Oct 2026 |
| HDB flat, tenant, S$30,000 contents | S$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026 | S$70.31FWD Home Insurance, HDB flat, tenant (your contents only)as at 15 Oct 2026 |
| HDB flat, tenant, S$60,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$84.09FWD Home Insurance, HDB flat, tenant (your contents only)as at 15 Oct 2026 |
| HDB flat, tenant, S$100,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$116.06FWD Home Insurance, HDB flat, tenant (your contents only)as at 15 Oct 2026 |
| Condo, owner, S$30,000 contents | S$122.12DBS myHome Protect II Classic (underwritten by Chubb)as at 15 Oct 2026 | S$109.97FWD Home Insurance, condo (renovations S$80,000 included; 2/3-bedroom pricing)as at 15 Oct 2026 |
| Condo, owner, S$60,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$130.19FWD Home Insurance, condo (renovations S$80,000 included; 2/3-bedroom pricing)as at 15 Oct 2026 |
| Condo, owner, S$100,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$169.18FWD Home Insurance, condo (renovations S$80,000 included; 2/3-bedroom pricing)as at 15 Oct 2026 |
| Condo, tenant, S$60,000 contents | S$226.76DBS myHome Protect II Premium (underwritten by Chubb)as at 15 Oct 2026 | S$98.14FWD Home Insurance, condo, tenant (your contents only)as at 15 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Chubb | FWD |
|---|---|---|
| Renovations | Up to S$150,000 (fixtures and fittings such as flooring, built-in wardrobes and air-conditioners, by you or a former owner; not the building structure) | S$20,000 (the funnel’s default; more can be chosen on FWD’s site, up to S$100,000) |
| Personal liability | S$1,000,000 for the whole household, worldwide; as a tenant, S$500,000 for damage to the landlord's premises and contents (S$100 excess) | Up to S$500,000 worldwide |
| Alternative accommodation | Up to S$23,000 for alternative accommodation or loss of rent while the home cannot be lived in | Temporary accommodation and storage up to S$300 a day: S$15,000 (contents sum up to S$40,000) or S$35,000 (above S$40,000) |
| Excess | S$0.00 | S$0.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Chubb or FWD cheaper for home insurance?
Of the 12 examples both price, Chubb was cheaper on 1, FWD on 11. Your own answers can change the order, so get your own quote.
How does Chubb's cover compare with FWD's?
On each one's cheapest plan for HDB flat, owner, S$60,000 contents (Chubb DBS myHome Protect II Premium (underwritten by Chubb), FWD FWD Home Insurance, HDB flat (renovations S$20,000 and the S$82,000 building included; 3/4-room pricing)): Renovations: Chubb Up to S$150,000 (fixtures and fittings such as flooring, built-in wardrobes and air-conditioners, by you or a former owner; not the building structure), FWD S$20,000 (the funnel’s default; more can be chosen on FWD’s site, up to S$100,000); Personal liability: Chubb S$1,000,000 for the whole household, worldwide; as a tenant, S$500,000 for damage to the landlord's premises and contents (S$100 excess), FWD Up to S$500,000 worldwide; Alternative accommodation: Chubb Up to S$23,000 for alternative accommodation or loss of rent while the home cannot be lived in, FWD Temporary accommodation and storage up to S$300 a day: S$15,000 (contents sum up to S$40,000) or S$35,000 (above S$40,000); Excess: Chubb S$0.00, FWD S$0.00.
What discounts are Chubb and FWD running?
Chubb: none to show. FWD: none to show.