The Morgan Plus Four is a British sports car with a 2.0 litre engine. If you are thinking of keeping one in Singapore, this guide sets out the costs we can put figures on.
The insurance prices are examples for one stated driver, read on 1 November 2026. They are a guide, not a quote for you.
On the new-car list, without a price
The new-car list read on 2026-10-10 includes the Plus Four 2.0, petrol, 1,998cc, 255bhp. It is listed under Sports, made in the U.K. The list shows no price for it, so this guide gives none. The list shows the version twice, with the same details each time.
Without a list price, the yearly costs below are the figures we can firmly show.
Our quote form prices the Plus Four 2.0 (1,998cc), the version our insurers quote. The figures below are for that car.
Category B COE
With a 1,998cc engine, above 1,600cc, the price page puts the Plus Four 2.0 in Category B. In the October 2026 2nd round, Category B closed at S$131,901.
The COE is paid on top of the car, and premiums move every round. The COE page has the latest.
Road tax
For a 1,998cc engine, LTA's formula gives S$1,209.76 a year, checked on 2026-10-19. That is before any age surcharge.
The surcharge applies once the car is over 10 years old:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
You can check the sum on the road tax page.
Car insurance from a single insurer
The Morgan Plus Four price page prices:
- Car: Plus Four 2.0, 3 years old, private use, comprehensive
- Driver: aged 40, married, office job, 10 years' driving
- Record: 50% NCD, no claims
- Repairs: authorised workshop, no options
Just 1 insurer prices the Plus Four online. Its premium is S$1,586.28 a year, including 9% GST. The plan carries a S$3,000 excess.
Eighteen other insurers on our panel give no online price. Most have no rate for the model yet, and one does not list it on its online quote. So there is no online spread to compare.
What to weigh with one price
With a single figure, the details of the plan matter more than usual:
- The excess: S$3,000 is a large sum to pay towards each claim.
- The workshop rule: the price assumes an authorised workshop.
- The cover: check what the plan includes and leaves out.
The premium and road tax together make up the yearly costs we can show. For the standard driver, the premium is the larger of the two.
How the price moves
The price page shows how this one insurer's price changes with one detail:
- No NCD (0%): S$3,172.55, S$1,586.27 more
- 20% NCD: S$2,538.04, S$951.76 more
- Aged 27, 3 years' driving, 30% NCD: S$2,326.54, S$740.26 more
- Aged 65, 20 years' driving: S$1,586.28, the same
- New car, registered this year: S$1,557.44, S$28.84 less
- Car 8 years old: S$1,499.75, S$86.53 less
Losing all NCD doubles the price, a 100% rise. The young driver row costs less than that. That driver still holds 30% NCD, which keeps the figure below the no-NCD case.
The older driver pays the same as the standard driver. Both a new car and an 8-year-old car come out a little lower than the 3-year-old one.
So on this insurer's figures, NCD is what moves the price most. A driver who has kept a clean record keeps the price near the standard figure. Dropping from 50% to 20% NCD adds S$951.76 a year.
The table only shows one insurer, so these moves are one insurer's rating, not a market pattern.
Set against similar cars
The price page compares six cars with engines of a similar size, for the same driver and car age:
- Lexus NX: S$970.26, 15 insurers
- Lexus RX: S$921.75, 15 insurers
- Mercedes-Benz E-Class: S$857.06, 14 insurers
- BMW 5 Series: S$792.38, 16 insurers
- Toyota Voxy: S$763.41, 14 insurers
- Toyota Harrier: S$763.00, 15 insurers
Their average lowest price is S$844.64. The Plus Four costs 88% more than that, close to double. All 6 are cheaper to insure on these details.
The gap in choice is wider still. Each rival draws 14 to 16 prices online, against one for the Plus Four. Other Morgan models are on the Morgan car insurance page.
Costs that come down to you
- Petrol: set by your mileage and pump prices.
- Parking: season parking at home and parking elsewhere.
- ERP: your routes and times.
- Servicing and parts: for a less common British car, ask about parts supply and repair times.
- Depreciation: what you pay now against what the car later fetches.
Summary of yearly costs we can show
For the Morgan Plus Four 2.0, with dates:
- Road tax: S$1,209.76 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: S$1,586.28 a year from the one insurer that prices it online (1 November 2026)
- Insurance, no NCD: S$3,172.55
- Insurance, a car 8 years old: S$1,499.75
The list gives no price for this car. For reference, the Category B COE in the October 2026 2nd round was S$131,901.
Before you buy: car insurance for the Morgan Plus Four
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Morgan Plus Four to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.