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Mitsuoka Rock Star 1.5 S, what Singapore owners pay each year

The Mitsuoka Rock Star 1.5 S in Singapore: S$279,800 as listed, the COE rule, road tax and car insurance examples dated 1 November 2026.

The Mitsuoka Rock Star comes from a small Japanese maker and is listed as a sports car. If you are looking at one in Singapore, this guide lays out the costs we have figures for. Insurance turns out to be the item worth most attention.

The insurance prices are examples for one stated driver, read on 1 November 2026. They show how prices compare, not what you will pay.

The version on the list

The new-car list read on 2026-10-10 shows one version:

  • Rock Star 1.5 S: petrol, 1,496cc, 130bhp

The list sets it under Sports, made in Japan. Our quote form prices the same Rock Star 1.5 S (1,496cc).

List price

As listed on 2026-10-10, the Rock Star 1.5 S was S$279,800, with COE included that day. Prices change after COE rounds, so ask for a current figure and compare like with like.

COE

The price page sets the rule for this engine. With a 1,496cc engine, the Rock Star 1.5 S needs a Category A COE if its power is 97kW (130bhp) or less, and a Category B COE if it is more.

In the October 2026 2nd round, Category A closed at S$132,004 and Category B at S$131,901. The COE page has the latest results.

Road tax

For 1,496cc, LTA's formula gives S$681.90 a year, checked on 2026-10-19. That is before any age surcharge.

Once the car passes 10 years, the surcharge applies:

  • Over 10 years: +10%
  • Over 11 years: +20%
  • Over 12 years: +30%
  • Over 13 years: +40%
  • Over 14 years: +50%

The road tax page covers the formula. On this car, road tax is modest. Insurance is not.

Insurance for the standard driver

The Mitsuoka Rock Star price page prices:

  • Car: Rock Star 1.5 S, 3 years old, private use, comprehensive cover
  • Driver: aged 40, married, office job, 10 years' driving
  • Record: 50% NCD, no claims
  • Repairs: authorised workshop, no options

4 insurers price it online, through eight plans. The lowest premium is S$1,917.95 a year. The insurer whose lowest plan costs most asks at least S$3,435.27. That is S$1,517.32 more, or 79% on top. The top plan on the page reaches S$4,780.02. All figures include 9% GST.

The excess on each plan

  • S$3,000: on the lowest premium
  • S$600: on four plans in the middle, all marked as estimates
  • S$300: on the three dearest plans, from one insurer

So the plan that costs least each year asks the most if you claim. The plans with the smallest excess cost the most each year. That trade-off runs right through this page.

The next plan up from the lowest costs S$2,335.91. Four of the eight plans sit in two matching pairs. If you weigh a S$3,000 excess against a S$600 one, think about how likely a claim is for you. Then compare the full yearly cost, not just the headline premium.

Fifteen insurers on our panel give no online price. Most have no rate for the model yet, and one does not list it on its online quote.

What moves the price

The price page shows the lowest price with one detail changed:

  • No NCD (0%): S$3,835.91, S$1,917.96 more
  • 20% NCD: S$3,068.72, S$1,150.77 more
  • Aged 27, 3 years' driving, 30% NCD: S$2,813, S$895.05 more
  • Aged 65, 20 years' driving: S$1,917.95, the same
  • New car, registered this year: S$1,917.95, the same
  • Car 8 years old: S$1,946.79, S$28.84 more

All 4 insurers price every row. Losing NCD costs most: the lowest price doubles, a rise of 100%.

The older driver and the new car rows do not change the lowest price. The 8-year-old car costs a little more, which runs against the pattern on many models.

The young driver row costs less than the no-NCD row. That driver still holds 30% NCD.

Next to similar cars

For the same driver and car age, the price page lists six cars with engines of a similar size:

Their average lowest price is S$743.24. The Rock Star costs 158% more, more than two and a half times as much. All 6 are cheaper to insure on these details.

Engine size is similar across this group. So engine size alone does not explain this premium. Each rival also draws prices from 10 to 16 insurers, against 4 for the Rock Star. More Mitsuoka models are on the Mitsuoka car insurance page.

Costs only you can estimate

  • Petrol: depends on your mileage and pump prices.
  • Parking: season parking at home, and parking elsewhere.
  • ERP: set by your routes and times.
  • Servicing and parts: for a niche import, ask about parts supply and repair times.
  • Depreciation: what you pay now against what a rare car fetches later.

Summary of yearly costs we can show

For the Mitsuoka Rock Star 1.5 S, with dates:

  • Road tax: S$681.90 a year before any age surcharge (checked 2026-10-19)
  • Insurance, standard driver: from S$1,917.95 a year (1 November 2026)
  • Insurance, no NCD: from S$3,835.91
  • Insurance, a car 8 years old: from S$1,946.79

One-off costs, for reference: S$279,800 as listed on 2026-10-10, COE included. The October 2026 2nd round COE was S$132,004 for Category A and S$131,901 for Category B.

Before you buy: car insurance for the Mitsuoka Rock Star

Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Mitsuoka Rock Star to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.