The Maserati Ghibli is an Italian luxury saloon. In Singapore the 2-litre version is the one most often insured. This guide looks at what it costs each year: the COE, road tax and car insurance.
The insurance prices here are examples for one stated driver, as of 1 November 2026. Use them to see how the car sits, not as a quote.
The Ghibli on the new-car list
The new-car list read on 2026-10-10 shows one version: the Ghibli Mild Hybrid 2.0 GT. It is petrol-electric, with a 1,995cc engine and 326bhp, made in Italy and listed under luxury cars. The list shows no price for it that day, so this guide gives none. Ask a dealer for a current figure.
The quote form on the price page has two versions, both 1,995cc:
- Ghibli 2.0
- Ghibli 2.0 GT
The insurance prices below are for the 2.0 GT, the version most insurers quote.
The COE you need
The price page puts the Ghibli 2.0 GT in Category B. Its 1,995cc engine is above 1,600cc. Category B closed at S$131,901 in the October 2026 2nd round. Every round sets a new price, and the COE page shows the latest.
Road tax
The 1,995cc engine pays S$1,206.24 a year under LTA's formula, before any age surcharge. Both versions on the form share the same engine size.
The surcharge for older cars works like this:
- Above 10 years: +10%
- Above 11 years: +20%
- Above 12 years: +30%
- Above 13 years: +40%
- Above 14 years: +50%
The road tax page works out other engine sizes.
Insurance: the standard case
The Maserati Ghibli price page uses these details:
- Car: Ghibli 2.0 GT, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
Only 1 insurer prices it online. It offers three plans:
- Lowest plan: S$5,296.42 a year
- Middle plan: S$5,330.47
- Top plan: S$7,302.74
All include 9% GST, and every plan has a S$300 excess. The two lower plans sit very close in price, so the cover each one adds is the thing to compare. The top plan costs a good deal more than the middle one. Read what it adds before you decide whether that is worth it to you.
Why there is only one price
Most insurers on the panel have no online price for the Ghibli yet, and one does not list it at all. That leaves no spread to compare online. A broker can ask insurers directly for a price on a car like this.
How the premium shifts
The lowest price when one detail changes:
- 0% NCD: S$7,301.38, up S$2,004.96
- 20% NCD: S$6,349.14, up S$1,052.72
- A 27-year-old, 3 years' driving, 30% NCD: S$12,188.35, up S$6,891.93
- A 65-year-old, 20 years' driving, 50% NCD: S$5,726.97, up S$430.55
- A car registered this year: S$5,904.66, up S$608.24
- A car 8 years old: S$3,499.10, down S$1,797.32
The young driver case lifts the lowest price by 130%. That is well over double the standard figure. If a younger driver in the family will use the car, ask for a quote that names them. A new car also costs more than the standard 3-year-old. An 8-year-old car is markedly cheaper to insure, by about a third.
Since all these figures come from one insurer, they show that insurer's view of the car. Another insurer may rate age and experience differently. When few insurers quote a car online, an offline quote can sometimes come in lower or higher. It is worth asking before a renewal date rather than on it.
Against other 2-litre cars
The price page lines up six cars with engines near 2 litres, for the same driver and car age:
- Lexus NX: S$970.26
- Lexus RX: S$921.75
- Mercedes-Benz E-Class: S$857.06
- BMW 5 Series: S$792.38
- Toyota Voxy: S$763.41
- Toyota Harrier: S$763.00
Their average lowest price is S$844.64. The Ghibli costs 527% more than that, more than six times the average. All 6 are cheaper to insure. Each of those cars is priced by 14 to 16 insurers. The Ghibli has one, which is a large part of the gap.
The Maserati car insurance page covers the brand's other models. The cheapest cars to insure list shows the low end.
Owner-dependent costs
These vary too much from person to person for one figure:
- Parking: season parking at home and charges in town.
- Petrol: tied to distance and pump prices. The listed version pairs its engine with a mild hybrid system.
- ERP: your routes and timing decide it.
- Servicing and parts: an Italian luxury car may need specialist servicing. Ask what each service costs and includes.
- Depreciation: depends on purchase price and later demand.
Summary of yearly costs we can show
For the Maserati Ghibli 2.0 GT:
- Road tax: S$1,206.24 a year before any age surcharge (LTA's formula, checked 19 October 2026)
- Insurance, standard driver: from S$5,296.42 a year, S$300 excess (1 November 2026)
- Insurance, no NCD: from S$7,301.38
- Insurance, a car 8 years old: from S$3,499.10
For reference, Category B closed at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Maserati Ghibli
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Maserati Ghibli to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.