The Chana Benni is a small car with a 1.3 petrol engine. It is not sold new here now, so most interest will be in used cars. This guide sets out the yearly costs we can show: road tax and insurance, plus the COE rule.
The insurance figures are examples for one stated driver, as of 1 November 2026. Your own price will depend on your details and the car's age.
Not on the new-car list
The new-car list has no entry for the Benni on sale now. So there is no list price, power figure or body type to give. On a used car, the seller's price and the COE left on the car decide what you pay up front.
Our quote form prices the Benni 1.3, with a 1,301cc engine. That is the version most insurers quote.
COE: depends on power
The price page sets out the rule. With a 1,301cc engine, the Benni 1.3 needs a Category A COE if its power is 97kW (130bhp) or less. If its power is more, it needs Category B.
In the October 2026, 2nd round, Category A closed at S$132,004 and Category B at S$131,901. On a used car the COE is already paid. These rules apply if you renew it. The COE page shows the latest results.
Road tax for a small engine
Road tax follows engine size. For 1,301cc, LTA's formula gives S$567.54 a year, before any age surcharge. That is one of the lower road tax bills for a petrol car.
An older car pays a surcharge. Since the Benni is no longer sold new, check the registration date on any car you look at:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page works out the exact sum.
Six insurers price it
The Chana Benni price page prices these details:
- Car: Benni 1.3, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, 10 years' driving
- Record: 50% NCD, no claims
- Repairs: authorised workshop, no options
6 insurers price it, across eight plans. The lowest premium is S$734.23 a year. The highest insurer's lowest plan is S$1,543.01, S$808.78 more, or 110% on top. All include 9% GST.
Most plans sit in a band from S$734.23 to S$1,175.71. Several are marked as estimates. Two pairs share the same figures.
Thirteen insurers have no online price for the Benni. For a model no longer sold new, six is still a useful field.
Watch the excess
The excess runs from S$0 to S$3,000. The lowest premium carries S$1,200. Most plans just above it carry S$600. One, marked as an estimate, carries S$0. The dearest plan carries S$3,000.
So the lowest premium asks double the common S$600 excess. The next plans up cost a little more but ask less of you at claim time. Weigh both figures.
How the lowest price reacts
The page shows the lowest price after one change:
- No NCD (0%): S$1,688.75, which is S$954.52 more
- 20% NCD: S$1,233.52, S$499.29 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,844.75, S$1,110.52 more, with 3 insurers
- Driver aged 65, 20 years' driving: S$1,543.01, S$808.78 more, with 1 insurer
- New car, registered this year: S$781.09, S$46.86 more
- Car 8 years old: S$718.60, S$15.63 less
The younger driver costs most, at 151% above the standard case. Only 3 insurers price that driver.
The older driver line also stands out. Only 1 insurer prices a driver aged 65, which explains the jump. If you are in that group, a quote on your own details matters. Car age moves the figure only a little. These are lowest prices only.
Against similar small cars
The price page compares the Benni with six cars of similar engine size, for the same driver and car age:
- Mercedes-Benz GLB: S$822.26
- Honda Vezel: S$763
- Honda Freed: S$756.48
- Honda HR-V: S$741.66
- Mazda 3: S$730.18
- Toyota Sienta: S$674.30
Their average lowest price is S$747.98. The Benni costs 2% less than that average. Only 2 of the 6 are cheaper to insure: the Mazda 3 and the Toyota Sienta. Those cars each have 10 or more insurers pricing them, so their buyers have more choice. The Chana car insurance page covers the brand's other models.
Costs only you can estimate
- Petrol: your mileage and pump prices.
- Parking: season parking at your HDB block or condo, and at work.
- ERP: your routes and travel times.
- Servicing and parts: on a model no longer sold new, ask about parts supply and service history before you buy.
- Depreciation: the price you pay against the COE years left and the value at sale.
Summary of yearly costs we can show
For the Chana Benni 1.3:
- Road tax: S$567.54 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$734.23 a year (as of 1 November 2026)
- Insurance, no NCD: from S$1,688.75
- Insurance, driver aged 27 with 30% NCD: from S$1,844.75
- Insurance, car 8 years old: from S$718.60
There is no list price to show, since the new-car list has no current entry. COE in the October 2026, 2nd round closed at S$132,004 for Category A and S$131,901 for Category B.
Before you buy: car insurance for the Chana Benni
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Chana Benni to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.