Suzuki Wagon R+ insurance for a driver with two claims

In short

On 12 Nov 2026, the cheapest comprehensive car insurance for a Suzuki Wagon R+ driven by a driver with two claims is S$2,101.86 a year (GST included) at Liberty, Comprehensive Preferred Plan; it is the only insurer that quotes this driver online.

Compare every insurer we price for a Suzuki Wagon R+ on one page: https://shentonbrokers.com/prices/car/suzuki-wagon-r

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/suzuki-wagon-r/age-40-two-claims

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

• 1 insurer quotes this driver online; 15 do not.
• That is 2.7 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$792.99).

Why this driver pays this

• 2 at-fault claims in the last three years took the whole no-claim discount away, and many insurers add a claims loading as well, for three years. On this car the lowest price is 2.7 times what the same driver with no claims and a 50% NCD pays (S$792.99).
• The car matters too: insurers group models by value, repair costs and claims; the Suzuki Wagon R+ has a 1,328cc engine.
• 15 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer's online price is for drivers with up to one claim in the last 3 years); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); India International (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

Since 2 Nov 2026 the lowest price is unchanged, and the cheapest insurer has changed once.

The Suzuki Wagon R+

• Priced as a Suzuki Wagon R+ 1.3 (1328 cc) (1,328cc), registered 3 years ago.
• With a 1,328cc engine, the Suzuki Wagon R+ 1.3 (1328 cc) needs a Category A COE (S$139,001 in the November 2026, 1st round) if its power is 97kW (130bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more.
• Road tax: about S$583.38 a year for a 1,328cc engine, before any surcharge for a car over 10 years old.
• For a driver with two claims, the Suzuki Wagon R+ is the 86th cheapest of 801 car models to insure. Among 367 cars up to 1,600cc it is 86th cheapest, 10% less than the middle price of S$2,334.19.
• Suzuki Wagon R+ review: list price, COE, road tax and insurance.

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

• Liberty, Comprehensive Preferred Plan: https://shentonbrokers.com/go/buy/car/liberty/comprehensive-preferred?brand=suzuki&model=suzuki-wagon-r-1-3-2&ncd=0&licenceYears=10&ncdProtector=no&regDate=2023-11-12&demeritFree=yes&claims=yes&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised&claimCount=2&claimAmount=10000