Typical car insurance quotes
Skoda Fabia insurance for a 65-year-old after a claim
Every insurer's price today for a driver aged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%, on a 3-year-old Skoda Fabia 1.2 Ambiente, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Skoda Fabia driven by a 65-year-old after a claim is S$1,287.84 a year (GST included) at Singlife, Motor Lite; 6 insurers quote this driver online, up to S$1,822.93 at Great Eastern.
- 6 insurers quote this driver online; 8 do not.
- That is 93% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$666.79).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| SinglifeMotor Lite | S$1,287.84 | S$3,000.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$1,295.61 | S$2,500.00 |
| India InternationalComprehensive (any workshop or authorised workshops) | S$1,327.10 | S$600.00 |
| ERGOSMART Comprehensive | S$1,729.21 | S$500.00 |
| LibertyComprehensive Preferred Plan | S$1,809.19 | S$600.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$1,822.93 | S$600.00 |
No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer's online price is for drivers with no claims in the last 3 years); ECICS (ECICS does not list this model on its online quote); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer's online price is for drivers with no claims in the last 3 years); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$1,465.78 | +S$177.94 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$1,034.69 | −S$253.15 |
Why this driver pays this
- An at-fault claim in the last three years cut the no-claim discount to 20%, and many insurers add a claims loading as well, for three years. On this car the lowest price is 93% more than what the same driver with no claims and a 50% NCD pays (S$666.79).
- From about 65 many insurers price older drivers higher, and from about 70 some do not quote online.
- The car matters too: insurers group models by value, repair costs and claims; the Skoda Fabia has a 1,197cc engine.
- 8 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer's online price is for drivers with no claims in the last 3 years); ECICS (ECICS does not list this model on its online quote); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer's online price is for drivers with no claims in the last 3 years); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and Singlife has been cheapest throughout.
The Skoda Fabia
- Priced as a Skoda Fabia 1.2 Ambiente (1,197cc), registered 3 years ago.
- With a 1,197cc engine, the Skoda Fabia 1.2 Ambiente needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
- Road tax: about S$506.54 a year for a 1,197cc engine, before any surcharge for a car over 10 years old.
- For a 65-year-old after a claim, the Skoda Fabia is the 149th cheapest of 588 car models to insure. Among 311 cars up to 1,600cc it is 149th cheapest, about the same as the middle price of S$1,288.12.
- Skoda Fabia review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Toyota C-HR | S$1,081.98 | India International |
| Nissan Qashqai | S$1,152.96 | India International |
| Nissan Kicks e-Power | S$1,152.96 | India International |
| Honda Jazz / Fit | S$1,215.31 | India International |
| Mitsubishi Attrage | S$1,215.31 | India International |
| Mercedes-Benz A-Class | S$1,535.26 | ERGO |
| Mercedes-Benz GLB | S$1,559.51 | Etiqa |
| Mercedes-Benz GLA | S$1,568.11 | India International |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Skoda Fabia for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Skoda Fabia insurance for a 65-year-old after a claim?
From S$1,287.84 a year today at Singlife, up to S$1,822.93 at Great Eastern, across the 6 insurers that quote this driver online. That is for a driver aged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%, on a 3-year-old Skoda Fabia 1.2 Ambiente, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 93% more than the S$666.79 a 40-year-old with a 50% NCD and no claims pays for the same Skoda Fabia.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and Singlife has been cheapest throughout.
Which insurers do not quote a 65-year-old after a claim for a Skoda Fabia online?
AIG (This insurer has no online price for this car model yet); Allianz (This insurer's online price is for drivers with no claims in the last 3 years); ECICS (ECICS does not list this model on its online quote); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer's online price is for drivers with no claims in the last 3 years); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.