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Toyota C-HR insurance for a 65-year-old after a claim

Every insurer's price today for a driver aged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%, on a 3-year-old Toyota C-HR 1.2 Turbo, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Toyota C-HR driven by a 65-year-old after a claim is S$1,081.98 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 9 insurers quote this driver online, up to S$2,278.12 at UOI.

  • 9 insurers quote this driver online; 5 do not.

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
India InternationalComprehensive (any workshop or authorised workshops)S$1,081.98S$600.00
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)S$1,381.29S$2,500.00
SinglifeMotor LiteS$1,477.05S$3,000.00
ERGOSMART ComprehensiveS$1,566.99S$500.00
AIGAIG Car Insurance Collision OnlyS$1,792.93S$600.00
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)S$1,822.93S$600.00
LibertyComprehensive Preferred PlanS$1,930.58S$600.00
ECICSComprehensiveS$2,164.59S$750.00
UOIUniCar Comprehensive ValueS$2,278.12S$500.00

No online price for this driver: Allianz (This insurer's online price is for drivers with no claims in the last 3 years); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer's online price is for drivers with no claims in the last 3 years); Sompo (This insurer's online price is for drivers with no claims in the last 3 years).

See this quote on the results page, with every plan and filter.

What would change the price

Today's lowest price for the same Toyota C-HR and driver after one change, against S$1,081.98.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$1,202.20+S$120.22
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$821.60−S$260.38

Why this driver pays this

  • An at-fault claim in the last three years cut the no-claim discount to 20%, and many insurers add a claims loading as well, for three years.
  • From about 65 many insurers price older drivers higher, and from about 70 some do not quote online.
  • The car matters too: insurers group models by value, repair costs and claims; the Toyota C-HR has a 1,197cc engine.
  • 5 insurers do not quote this driver online on this car: Allianz (This insurer's online price is for drivers with no claims in the last 3 years); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer's online price is for drivers with no claims in the last 3 years); Sompo (This insurer's online price is for drivers with no claims in the last 3 years).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

The Toyota C-HR

  • Priced as a Toyota C-HR 1.2 Turbo (1,197cc), registered 3 years ago.
  • With a 1,197cc engine, the Toyota C-HR 1.2 Turbo needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
  • Road tax: about S$506.54 a year for a 1,197cc engine, before any surcharge for a car over 10 years old.
  • For a 65-year-old after a claim, the Toyota C-HR is the 22nd cheapest of 588 car models to insure. Among 311 cars up to 1,600cc it is 22nd cheapest, 16% less than the middle price of S$1,288.12.
  • Toyota C-HR review: list price, COE, road tax and insurance.
Similar cars for a 65-year-old after a claim, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Nissan QashqaiS$1,152.96India International
Nissan Kicks e-PowerS$1,152.96India International
Honda Jazz / FitS$1,215.31India International
Mitsubishi AttrageS$1,215.31India International
Mercedes-Benz A-ClassS$1,535.26ERGO
Mercedes-Benz GLBS$1,559.51Etiqa
Mercedes-Benz GLAS$1,568.11India International
Alfa Romeo GiuliettaS$1,783.79Etiqa

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. The figures for every driver on this car are in a CSV file, updated daily.

The Toyota C-HR for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Toyota C-HR insurance for a 65-year-old after a claim?

From S$1,081.98 a year today at India International, up to S$2,278.12 at UOI, across the 9 insurers that quote this driver online. That is for a driver aged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%, on a 3-year-old Toyota C-HR 1.2 Turbo, private use, comprehensive cover, repairs at an authorised workshop.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

Which insurers do not quote a 65-year-old after a claim for a Toyota C-HR online?

Allianz (This insurer's online price is for drivers with no claims in the last 3 years); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer's online price is for drivers with no claims in the last 3 years); Sompo (This insurer's online price is for drivers with no claims in the last 3 years).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.