Skoda car insurance
Skoda Fabia insurance quotes by driver
What the Skoda Fabia costs to insure today for 31 typical drivers, on a 3-year-old Skoda Fabia 1.2 Ambiente, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$666.79 a year.
- A 25-year-old new driver pays from S$2,813.05, 4.2 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,107.41, 66% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Singlife | S$3,729.78 | S$4,219.87 | 2 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Singlife | S$3,417.40 | S$4,062.57 | 3 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Allianz | S$2,813.05 | S$3,200.92 | 5 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Singlife | S$2,621.79 | S$2,729.80 | 5 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Allianz | S$1,935.46 | S$2,285.77 | 9 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Singlife | S$2,215.48 | S$2,370.42 | 5 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India International | S$1,327.10 | S$1,810.65 | 9 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India International | S$787.96 | S$1,026.64 | 9 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest India International | S$787.96 | S$987.06 | 9 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India International | S$933.50 | S$1,112.88 | 9 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India International | S$666.79 | S$886.81 | 9 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest India International | S$666.79 | S$817.96 | 9 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest Allianz | S$634.87 | S$782.51 | 9 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Etiqa | S$1,107.41 | S$1,459.35 | 6 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest Singlife | S$2,163.80 | S$2,471.39 | 4 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest Allianz | S$702.65 | S$842.79 | 9 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest HL Assurance | S$669.72 | S$817.96 | 9 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Singlife | S$1,684.89 | S$1,872.86 | 5 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest India International | S$666.79 | S$804.09 | 9 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest HL Assurance | S$636.23 | S$804.09 | 9 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest India International | S$666.79 | S$842.97 | 9 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$666.79 | S$861.58 | 9 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$666.79 | S$877.08 | 9 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$666.79 | S$912.25 | 9 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$666.79 | S$892.95 | 8 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Singlife | S$1,287.84 | S$1,528.16 | 6 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$733.46 | S$843.49 | 7 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$733.46 | S$866.73 | 6 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$806.99 | S$902.13 | 5 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$868.96 | S$1,046.19 | 2 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$868.96 | S$868.96 | 1 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Skoda Fabia · This table as CSV · Compare with your own details.
Questions people ask
How much is Skoda Fabia insurance in Singapore?
From S$666.79 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Skoda Fabia 1.2 Ambiente, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is Skoda Fabia insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$2,813.05 a year today at Allianz, 4.2 times the price for a settled driver with a 50% NCD. 5 insurers quote this driver online, against 9 for the settled driver.
How much more is Skoda Fabia insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,107.41, 66% more than the S$666.79 with no claims.
Does a new driver aged 40 pay less than a young new driver for a Skoda Fabia?
Yes, today: S$1,684.89 a year at 40 against S$2,813.05 at 25, both in their first year with no NCD.
Which insurer is cheapest for a Skoda Fabia?
India International is cheapest for 14 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.