Typical car insurance quotes
Porsche Macan insurance for a 45-year-old with a 50% NCD
Every insurer's price today for a driver aged 45, married, driving 15 years, a 50% no-claim discount, on a 3-year-old Porsche Macan 4 100kWh, private use, comprehensive cover, repairs at an authorised workshop.
In short
On 12 Nov 2026, the cheapest comprehensive car insurance for a Porsche Macan driven by a 45-year-old with a 50% NCD is S$1,320.77 a year (GST included) at Allianz, Allianz Electric Motor Protect Comprehensive; it is the only insurer that quotes this driver online.
Compare every insurer we price for a Porsche Macan on one page: https://shentonbrokers.com/prices/car/porsche-macan
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/porsche-macan/age-45-50-ncd
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
- 1 insurer quotes this driver online; 15 do not.
- That is about the same as what a 40-year-old with a 50% NCD and no claims pays for the same car (S$1,320.77).
Insurer by insurer
| Insurer | Premium | Excess | Workshop | Windscreen | Personal accident |
|---|---|---|---|---|---|
| AllianzAllianz Electric Motor Protect ComprehensiveBuy Now | S$1,320.77 | S$2,000.00 | Authorised workshops | Yes, S$100 excess | Not included |
No online price for this driver: AIG (This insurer has no online price for this car model yet); DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$1,429.89 | +S$109.12 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$1,760.33 | +S$439.56 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$1,538.77 | +S$218.00 |
Why this driver pays this
- The Porsche Macan is electric: repairs and parts cost more at some insurers, so they price electric cars higher than petrol cars of the same size.
- 15 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Price history
Since 2 Nov 2026 the lowest price is down S$750.23 (36%), and the cheapest insurer has changed once.
| When | Lowest price | Cheapest insurer |
|---|---|---|
| Today 12 Nov 2026 | S$1,320.77 | Allianz |
| A week ago 5 Nov 2026 | S$1,320.77 | Allianz (estimate) |
The Porsche Macan
- Priced as a Porsche Macan 4 100kWh (electric), registered 3 years ago.
- A fully electric Porsche Macan needs a Category A COE (S$139,001 in the November 2026, 1st round) if its motor is 110kW (147bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more powerful.
- For a 45-year-old with a 50% NCD, the Porsche Macan is the 917th cheapest of 995 car models to insure. Among 146 electric cars it is 120th cheapest, 64% more than the middle price of S$806.13.
- Porsche Macan review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Tesla Model 3 | S$693.08 | Allianz |
| Tesla Model Y | S$791.10 | Allianz |
| BYD Atto 3 | S$805.45 | Allianz |
| Aion V | S$824.59 | AIG |
| BYD M6 | S$854.33 | Allianz |
| Hyundai Ioniq 5 | S$923.94 | Etiqa |
| BYD Sealion 7 | S$1,075.28 | Allianz |
| BMW iX1 | S$1,147.76 | Allianz |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Porsche Macan for every driver · Other cars for this driver · Compare with your own details.
Buy Now addresses
Each insurer listed here, at its lowest price on this page.
- Allianz, Allianz Electric Motor Protect Comprehensive: https://shentonbrokers.com/go/buy/car/allianz/ev-comprehensive?brand=porsche&model=porsche-macan-4-100kwh&ncd=50&licenceYears=15&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1981-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
Questions people ask
How much is Porsche Macan insurance for a 45-year-old with a 50% NCD?
From S$1,320.77 a year today at Allianz, across the 1 insurer that quote this driver online. That is for a driver aged 45, married, driving 15 years, a 50% no-claim discount, on a 3-year-old Porsche Macan 4 100kWh, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is about the same as the S$1,320.77 a 40-year-old with a 50% NCD and no claims pays for the same Porsche Macan.
Has the price changed?
Since 2 Nov 2026 the lowest price is down S$750.23 (36%), and the cheapest insurer has changed once.
Which insurers do not quote a 45-year-old with a 50% NCD for a Porsche Macan online?
AIG (This insurer has no online price for this car model yet); DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.