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Mercedes-Benz QV insurance for a 40-year-old woman with a 50% NCD

Every insurer's price today for a driver aged 40, female, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Mercedes-Benz QV 300, private use, comprehensive cover, repairs at an authorised workshop.

In short

On 12 Nov 2026, the cheapest comprehensive car insurance for a Mercedes-Benz QV driven by a 40-year-old woman with a 50% NCD is S$1,259.99 a year (GST included) at HL Assurance, Car Protect360 Comprehensive; it is the only insurer that quotes this driver online.

Compare every insurer we price for a Mercedes-Benz QV on one page: https://shentonbrokers.com/prices/car/mercedes-benz-qv

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/mercedes-benz-qv/age-40-woman-50-ncd

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

  • 1 insurer quotes this driver online; 15 do not.
  • That is 5% less than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$1,326.30).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim) and three covers in short. The plan's own wording decides.
InsurerPremiumExcessWorkshopWindscreenPersonal accident
HL AssuranceCar Protect360 ComprehensiveBuy NowS$1,259.99S$1,200.00Any workshopYes, S$100 excessS$20,000

No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Mercedes-Benz QV and driver after one change, against S$1,259.99.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$1,259.99the same
Add an NCD protectorKeeps the 50% NCD after one claim.S$1,385.98+S$125.99

Why this driver pays this

  • Some insurers charge women a little less than men of the same age and record. On this car the lowest price is 5% less than what the same driver as a man pays (S$1,326.30).
  • The Mercedes-Benz QV is electric: repairs and parts cost more at some insurers, so they price electric cars higher than petrol cars of the same size.
  • 15 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

Since 2 Nov 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.

WhenLowest priceCheapest insurer
Today 12 Nov 2026S$1,259.99HL Assurance
A week ago 5 Nov 2026S$1,259.99HL Assurance

The Mercedes-Benz QV

  • Priced as a Mercedes-Benz QV 300 (electric), registered 3 years ago.
  • A fully electric Mercedes-Benz QV needs a Category A COE (S$139,001 in the November 2026, 1st round) if its motor is 110kW (147bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more powerful.
  • For a 40-year-old woman with a 50% NCD, the Mercedes-Benz QV is the 914th cheapest of 995 car models to insure. Among 146 electric cars it is 122nd cheapest, 68% more than the middle price of S$750.13.
  • Mercedes-Benz QV review: list price, COE, road tax and insurance.
Similar cars for a 40-year-old woman with a 50% NCD, lowest price on 12 Nov 2026.
CarLowest priceCheapest insurer
Tesla Model 3S$629.98Allianz
Tesla Model YS$719.08Allianz
BYD Atto 3S$732.12Allianz
BYD M6S$776.55Allianz
Hyundai Ioniq 5S$864.55Allianz
Aion VS$875.51AIG
BYD Sealion 7S$977.38Allianz
BMW iX1S$1,043.25Allianz

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Mercedes-Benz QV for every driver · Other cars for this driver · Compare with your own details.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

Questions people ask

How much is Mercedes-Benz QV insurance for a 40-year-old woman with a 50% NCD?

From S$1,259.99 a year today at HL Assurance, across the 1 insurer that quote this driver online. That is for a driver aged 40, female, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Mercedes-Benz QV 300, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is 5% less than the S$1,326.30 a 40-year-old with a 50% NCD and no claims pays for the same Mercedes-Benz QV.

Has the price changed?

Since 2 Nov 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.

Which insurers do not quote a 40-year-old woman with a 50% NCD for a Mercedes-Benz QV online?

AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.