Mazda MX-5 RF insurance for a driver with two claims

In short

On 12 Nov 2026, the cheapest comprehensive car insurance for a Mazda MX-5 RF driven by a driver with two claims is S$4,137.61 a year (GST included) at Etiqa, Private Car Insurance – Comprehensive (Authorised Workshop); it is the only insurer that quotes this driver online.

Compare every insurer we price for a Mazda MX-5 RF on one page: https://shentonbrokers.com/prices/car/mazda-mx-5-rf

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/mazda-mx-5-rf/age-40-two-claims

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

• 1 insurer quotes this driver online; 15 do not.
• That is 5.0 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$824.89).

Why this driver pays this

• 2 at-fault claims in the last three years took the whole no-claim discount away, and many insurers add a claims loading as well, for three years. On this car the lowest price is 5.0 times what the same driver with no claims and a 50% NCD pays (S$824.89).
• The car matters too: insurers group models by value, repair costs and claims; the Mazda MX-5 RF has a 1,998cc engine.
• 15 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer's online price is for drivers with no claims in the last 3 years); DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer's online price is for drivers with up to one claim in the last 3 years); Great American (This insurer's online price is for drivers with no claims in the last 3 years); Great Eastern (This insurer's online price is for drivers with up to one claim in the last 3 years); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer's online price is for drivers with no claims in the last 3 years); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for drivers with no claims in the last 3 years); UOI (This insurer has no online price for this car model yet).

Price history

Since 2 Nov 2026 the lowest price is unchanged, and Etiqa has been cheapest throughout.

The Mazda MX-5 RF

• Priced as a Mazda MX-5 RF 2.0 (1,998cc), registered 3 years ago.
• With a 1,998cc engine, above 1,600cc, the Mazda MX-5 RF 2.0 needs a Category B COE (S$132,334 in the November 2026, 1st round).
• Road tax: about S$1,209.76 a year for a 1,998cc engine, before any surcharge for a car over 10 years old.
• For a driver with two claims, the Mazda MX-5 RF is the 666th cheapest of 801 car models to insure. Among 203 cars of 1,601cc to 2,000cc it is 179th cheapest, 39% more than the middle price of S$2,967.92.
• Mazda MX-5 RF review: list price, COE, road tax and insurance.

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

• Etiqa, Private Car Insurance – Comprehensive (Authorised Workshop): https://www.tiq.com.sg/buy-online/car-insurance/quotation/?referral=A501895