Typical car insurance quotes
Mazda 121 insurance for a 70-year-old with a 50% NCD
Every insurer's price today for a driver aged 70, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Mazda 121 1.3, private use, comprehensive cover, repairs at an authorised workshop.
In short
On 12 Nov 2026, the cheapest comprehensive car insurance for a Mazda 121 driven by a 70-year-old with a 50% NCD is S$956.89 a year (GST included) at ECICS, Comprehensive; 4 insurers quote this driver online, up to S$1,482.52 at AIG.
Compare every insurer we price for a Mazda 121 on one page: https://shentonbrokers.com/prices/car/mazda-121
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/mazda-121/age-70-50-ncd
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
- 4 insurers quote this driver online; 12 do not.
- That is 36% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$704.25).
Insurer by insurer
| Insurer | Premium | Excess | Workshop | Windscreen | Personal accident |
|---|---|---|---|---|---|
| ECICSComprehensiveBuy Now | S$956.89 | S$5,000.00 | Authorised workshops | Yes, S$100 excess | S$50,000 |
| MS First CapitalComprehensiveBuy Now | S$1,020.10 | S$500.00 | Any workshop | Yes, S$100 excess | S$20,000 |
| LibertyComprehensive Preferred PlanBuy Now | S$1,140.90 | S$600.00 | Authorised workshops | Yes, S$100 excess | S$50,000 |
| AIGAIG Car Insurance Collision OnlyBuy Now | S$1,482.52 | S$600.00 | Authorised workshops | Optional add-on | Not included |
No online price for this driver: Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer's online price is for main drivers aged up to 65); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$1,020.10 | +S$63.21 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$736.95 | −S$219.94 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$956.89 | the same |
Why this driver pays this
- From about 65 many insurers price older drivers higher, and from about 70 some do not quote online. On this car the lowest price is 36% more than what a 40-year-old with the same 50% NCD pays (S$704.25).
- The car matters too: insurers group models by value, repair costs and claims; the Mazda 121 has a 1,299cc engine.
- 12 insurers do not quote this driver online on this car: Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer's online price is for main drivers aged up to 65); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Price history
Since 2 Nov 2026 the lowest price is unchanged, and ECICS has been cheapest throughout.
| When | Lowest price | Cheapest insurer |
|---|---|---|
| Today 12 Nov 2026 | S$956.89 | ECICS |
| A week ago 5 Nov 2026 | S$956.89 | ECICS |
The Mazda 121
- Priced as a Mazda 121 1.3 (1,299cc), registered 3 years ago.
- With a 1,299cc engine, the Mazda 121 1.3 needs a Category A COE (S$139,001 in the November 2026, 1st round) if its power is 97kW (130bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more.
- Road tax: about S$566.36 a year for a 1,299cc engine, before any surcharge for a car over 10 years old.
- For a 70-year-old with a 50% NCD, the Mazda 121 is the 534th cheapest of 964 car models to insure. Among 407 cars up to 1,600cc it is 337th cheapest, 15% more than the middle price of S$829.44.
- Mazda 121 review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Nissan Kicks e-Power | S$528.14 | Allianz |
| Honda Jazz / Fit | S$636.45 | Allianz |
| Mercedes-Benz GLB | S$706.28 | Allianz |
| Mercedes-Benz GLA | S$706.28 | Allianz |
| Nissan Qashqai | S$744.29 | Allianz |
| Toyota C-HR | S$783.41 | Allianz |
| Mercedes-Benz A-Class | S$830.64 | ERGO |
| Toyota Yaris Cross | S$875.66 | Etiqa |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Mazda 121 for every driver · Other cars for this driver · Compare with your own details.
Buy Now addresses
Each insurer listed here, at its lowest price on this page.
- ECICS, Comprehensive: https://purchase.ecics.com/motor/insurance/basic-detail?manual=true&partner_code=B0000030&promo_code=SPECIAL15
- MS First Capital, Comprehensive: https://shentonbrokers.com/go/buy/car/ms-first-capital/msfc-comprehensive?brand=mazda&model=mazda-121-1-3&ncd=50&licenceYears=21&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1956-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- Liberty, Comprehensive Preferred Plan: https://shentonbrokers.com/go/buy/car/liberty/comprehensive-preferred-rp?brand=mazda&model=mazda-121-1-3&ncd=50&licenceYears=21&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1956-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
Questions people ask
How much is Mazda 121 insurance for a 70-year-old with a 50% NCD?
From S$956.89 a year today at ECICS, up to S$1,482.52 at AIG, across the 4 insurers that quote this driver online. That is for a driver aged 70, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Mazda 121 1.3, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 36% more than the S$704.25 a 40-year-old with a 50% NCD and no claims pays for the same Mazda 121.
Has the price changed?
Since 2 Nov 2026 the lowest price is unchanged, and ECICS has been cheapest throughout.
Which insurers do not quote a 70-year-old with a 50% NCD for a Mazda 121 online?
Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer's online price is for main drivers aged up to 65); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.