Typical car insurance quotes
Mazda 121 insurance for a 30-year-old with a 20% NCD
Every insurer's price today for a driver aged 30, single, driving 3 years, a 20% no-claim discount, on a 3-year-old Mazda 121 1.3, private use, comprehensive cover, repairs at an authorised workshop.
In short
On 12 Nov 2026, the cheapest comprehensive car insurance for a Mazda 121 driven by a 30-year-old with a 20% NCD is S$1,494.32 a year (GST included) at Great American, Motor Private Car Comprehensive (Authorised Workshop); 7 insurers quote this driver online, up to S$3,070.42 at AIG.
Compare every insurer we price for a Mazda 121 on one page: https://shentonbrokers.com/prices/car/mazda-121
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/mazda-121/age-30-20-ncd
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
- 7 insurers quote this driver online; 9 do not.
- That is 2.1 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$704.25).
Insurer by insurer
| Insurer | Premium | Excess | Workshop | Windscreen | Personal accident |
|---|---|---|---|---|---|
| Great AmericanMotor Private Car Comprehensive (Authorised Workshop)Buy Now | S$1,494.32 | S$700.00 | Authorised workshops | Yes, S$100 excess | S$20,000 |
| ECICSComprehensiveBuy Now | S$1,504.41 | S$5,000.00 | Authorised workshops | Yes, S$100 excess | S$50,000 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)Buy Now | S$1,768.11 | S$600.00 | Authorised workshops | Yes, S$100 excess | S$120,000 |
| MS First CapitalComprehensiveBuy Now | S$1,864.96 | S$500.00 | Any workshop | Yes, S$100 excess | S$20,000 |
| HL AssuranceCar Protect360 ComprehensiveBuy Now | S$1,903.99 | S$1,200.00 | Any workshop | Yes, S$100 excess | S$20,000 |
| LibertyComprehensive Preferred PlanBuy Now | S$2,187.13 | S$600.00 | Authorised workshops | Yes, S$100 excess | S$50,000 |
| AIGAIG Car Insurance Collision OnlyBuy Now | S$3,070.42 | S$600.00 | Authorised workshops | Optional add-on | Not included |
No online price for this driver: Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$1,793.19 | +S$298.87 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$1,120.75 | −S$373.57 |
| Next year, with a 30% NCDAfter a year with no claim, at today's prices. | S$1,307.54 | −S$186.78 |
Why this driver pays this
- The no-claim discount comes off the premium: 20% now, rising a step each year without a claim to 50% after five years. On this car the lowest price is 2.1 times what a 40-year-old with a 50% NCD pays (S$704.25).
- The car matters too: insurers group models by value, repair costs and claims; the Mazda 121 has a 1,299cc engine.
- 9 insurers do not quote this driver online on this car: Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Price history
Since 2 Nov 2026 the lowest price is down S$10.09 (1%), and the cheapest insurer has changed once.
| When | Lowest price | Cheapest insurer |
|---|---|---|
| Today 12 Nov 2026 | S$1,494.32 | Great American |
| A week ago 5 Nov 2026 | S$1,504.41 | ECICS |
The Mazda 121
- Priced as a Mazda 121 1.3 (1,299cc), registered 3 years ago.
- With a 1,299cc engine, the Mazda 121 1.3 needs a Category A COE (S$139,001 in the November 2026, 1st round) if its power is 97kW (130bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more.
- Road tax: about S$566.36 a year for a 1,299cc engine, before any surcharge for a car over 10 years old.
- For a 30-year-old with a 20% NCD, the Mazda 121 is the 274th cheapest of 995 car models to insure. Among 417 cars up to 1,600cc it is 208th cheapest, about the same as the middle price of S$1,494.32.
- Mazda 121 review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Honda Jazz / Fit | S$1,187.69 | ECICS |
| Nissan Kicks e-Power | S$1,196.34 | Allianz |
| Mercedes-Benz A-Class | S$1,319.66 | ECICS |
| Toyota C-HR | S$1,374.60 | ECICS |
| Toyota Yaris Cross | S$1,465.03 | Great American |
| Nissan Qashqai | S$1,504.41 | ECICS |
| Mercedes-Benz GLB | S$1,575.64 | Allianz |
| Mercedes-Benz GLA | S$1,575.64 | Allianz |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Mazda 121 for every driver · Other cars for this driver · Compare with your own details.
Buy Now addresses
Each insurer listed here, at its lowest price on this page.
- Great American, Motor Private Car Comprehensive (Authorised Workshop): https://shentonbrokers.com/go/buy/car/great-american/comprehensive-authorised-workshop?brand=mazda&model=mazda-121-1-3&ncd=20&licenceYears=3&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1996-11-12&gender=m&maritalStatus=single&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- ECICS, Comprehensive: https://purchase.ecics.com/motor/insurance/basic-detail?manual=true&partner_code=B0000030&promo_code=SPECIAL15
- MS First Capital, Comprehensive: https://shentonbrokers.com/go/buy/car/ms-first-capital/msfc-comprehensive?brand=mazda&model=mazda-121-1-3&ncd=20&licenceYears=3&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1996-11-12&gender=m&maritalStatus=single&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- HL Assurance, Car Protect360 Comprehensive: https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien
- Liberty, Comprehensive Preferred Plan: https://shentonbrokers.com/go/buy/car/liberty/comprehensive-preferred-rp?brand=mazda&model=mazda-121-1-3&ncd=20&licenceYears=3&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1996-11-12&gender=m&maritalStatus=single&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
Questions people ask
How much is Mazda 121 insurance for a 30-year-old with a 20% NCD?
From S$1,494.32 a year today at Great American, up to S$3,070.42 at AIG, across the 7 insurers that quote this driver online. That is for a driver aged 30, single, driving 3 years, a 20% no-claim discount, on a 3-year-old Mazda 121 1.3, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 2.1 times the S$704.25 a 40-year-old with a 50% NCD and no claims pays for the same Mazda 121.
What would lower the price?
Next year, with a 30% NCD: the lowest price becomes S$1,307.54, S$186.78 less than today's S$1,494.32. After a year with no claim, at today's prices.
Has the price changed?
Since 2 Nov 2026 the lowest price is down S$10.09 (1%), and the cheapest insurer has changed once.
Which insurers do not quote a 30-year-old with a 20% NCD for a Mazda 121 online?
Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.