Typical car insurance quotes
Lexus LC 500 Convertible insurance for a 35-year-old with a 50% NCD
Every insurer's price today for a driver aged 35, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Lexus LC 500 Convertible 5.0 V8, private use, comprehensive cover, repairs at an authorised workshop.
In short
On 12 Nov 2026, the cheapest comprehensive car insurance for a Lexus LC 500 Convertible driven by a 35-year-old with a 50% NCD is S$3,572.91 a year (GST included) at Etiqa, Private Car Insurance – Comprehensive (Authorised Workshop); it is the only insurer that quotes this driver online.
Compare every insurer we price for a Lexus LC 500 Convertible on one page: https://shentonbrokers.com/prices/car/lexus-lc-500-convertible
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/lexus-lc-500-convertible/age-35-50-ncd
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
- 1 insurer quotes this driver online; 15 do not.
- That is 4% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$3,421.35).
Insurer by insurer
| Insurer | Premium | Excess | Workshop | Windscreen | Personal accident |
|---|---|---|---|---|---|
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)Buy Now | S$3,572.91 | S$2,500.00 | Authorised workshops | Yes, S$100 excess | S$50,000 |
No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for electric cars only); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote engines over 4,500 cc online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$4,614.92 | +S$1,042.01 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$2,679.59 | −S$893.32 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$3,930.20 | +S$357.29 |
Why this driver pays this
- The car matters too: insurers group models by value, repair costs and claims; the Lexus LC 500 Convertible has a 4,969cc engine.
- 15 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for electric cars only); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote engines over 4,500 cc online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Price history
Since 2 Nov 2026 the lowest price is unchanged, and Etiqa has been cheapest throughout.
| When | Lowest price | Cheapest insurer |
|---|---|---|
| Today 12 Nov 2026 | S$3,572.91 | Etiqa |
| A week ago 5 Nov 2026 | S$3,572.91 | Etiqa |
The Lexus LC 500 Convertible
- Priced as a Lexus LC 500 Convertible 5.0 V8 (4,969cc), registered 3 years ago.
- With a 4,969cc engine, above 1,600cc, the Lexus LC 500 Convertible 5.0 V8 needs a Category B COE (S$132,334 in the November 2026, 1st round).
- Road tax: about S$5,464.62 a year for a 4,969cc engine, before any surcharge for a car over 10 years old.
- For a 35-year-old with a 50% NCD, the Lexus LC 500 Convertible is the 986th cheapest of 995 car models to insure. Among 195 cars above 2,000cc it is 188th cheapest, 3.3 times the middle price of S$1,082.26.
- Lexus LC 500 Convertible review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Land Rover Defender 130 | S$1,807.43 | Allianz |
| BMW X7 M60i | S$1,826.04 | Allianz |
| Lexus LC 500 | S$3,572.91 | Etiqa |
| BMW M5 Sedan | S$3,847.76 | Allianz |
| BMW M5 Touring | S$3,847.76 | Allianz |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Lexus LC 500 Convertible for every driver · Other cars for this driver · Compare with your own details.
Buy Now addresses
Each insurer listed here, at its lowest price on this page.
- Etiqa, Private Car Insurance – Comprehensive (Authorised Workshop): https://www.tiq.com.sg/buy-online/car-insurance/quotation/?referral=A501895
Questions people ask
How much is Lexus LC 500 Convertible insurance for a 35-year-old with a 50% NCD?
From S$3,572.91 a year today at Etiqa, across the 1 insurer that quote this driver online. That is for a driver aged 35, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Lexus LC 500 Convertible 5.0 V8, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 4% more than the S$3,421.35 a 40-year-old with a 50% NCD and no claims pays for the same Lexus LC 500 Convertible.
Has the price changed?
Since 2 Nov 2026 the lowest price is unchanged, and Etiqa has been cheapest throughout.
Which insurers do not quote a 35-year-old with a 50% NCD for a Lexus LC 500 Convertible online?
AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for electric cars only); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote engines over 4,500 cc online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.