Typical car insurance quotes
Land Rover Discovery insurance for a 40-year-old woman with a 50% NCD
Every insurer's price today for a driver aged 40, female, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Land Rover Discovery 2.5, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Land Rover Discovery driven by a 40-year-old woman with a 50% NCD is S$1,210.02 a year (GST included) at MS First Capital, Comprehensive; 4 insurers quote this driver online, up to S$1,739.12 at Sompo.
- 4 insurers quote this driver online; 10 do not.
- That is 6% less than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$1,283.72).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| MS First CapitalComprehensive | S$1,210.02 | S$500.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$1,310.08 | S$600.00 |
| HL AssuranceCar Protect360 Comprehensive | S$1,323.29 | S$1,200.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$1,739.12 | S$600.00 |
No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$1,210.02 | the same |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$874.14 | −S$335.88 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$1,331.02 | +S$121.00 |
Why this driver pays this
- Some insurers charge women a little less than men of the same age and record. On this car the lowest price is 6% less than what the same driver as a man pays (S$1,283.72).
- The car matters too: insurers group models by value, repair costs and claims; the Land Rover Discovery has a 2,495cc engine.
- 10 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and MS First Capital has been cheapest throughout.
The Land Rover Discovery
- Priced as a Land Rover Discovery 2.5 (2,495cc), registered 3 years ago.
- With a 2,495cc engine, above 1,600cc, the Land Rover Discovery 2.5 needs a Category B COE (S$131,901 in the October 2026, 2nd round).
- Road tax: about S$1,792.74 a year for a 2,495cc engine, before any surcharge for a car over 10 years old.
- For a 40-year-old woman with a 50% NCD, the Land Rover Discovery is the 580th cheapest of 590 car models to insure. Among 97 cars above 2,000cc it is 89th cheapest, 33% more than the middle price of S$911.12.
- Land Rover Discovery review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Toyota Alphard | S$764.82 | India International |
| Toyota Vellfire | S$764.82 | India International |
| Chevrolet Captiva | S$764.82 | India International |
| Honda Odyssey | S$811.71 | India International |
| Toyota Camry | S$828.77 | HL Assurance |
| Mitsubishi Outlander | S$861.03 | India International |
| Audi RS 3 Sedan | S$1,310.08 | Great Eastern |
| Audi RS 3 Sportback | S$1,310.08 | Great Eastern |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Land Rover Discovery for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Land Rover Discovery insurance for a 40-year-old woman with a 50% NCD?
From S$1,210.02 a year today at MS First Capital, up to S$1,739.12 at Sompo, across the 4 insurers that quote this driver online. That is for a driver aged 40, female, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Land Rover Discovery 2.5, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 6% less than the S$1,283.72 a 40-year-old with a 50% NCD and no claims pays for the same Land Rover Discovery.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and MS First Capital has been cheapest throughout.
Which insurers do not quote a 40-year-old woman with a 50% NCD for a Land Rover Discovery online?
AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.