Land Rover Discovery insurance for a driver after a claim

In short

On 29 Oct 2026, the cheapest comprehensive car insurance for a Land Rover Discovery driven by a driver after a claim is S$2,427.10 a year (GST included) at Great Eastern, Drive and Save Plus Comprehensive (Authorised Workshop); it is the only insurer that quotes this driver online.

• 1 insurer quotes this driver online; 13 do not.
• That is 89% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$1,283.72).

Why this driver pays this

• An at-fault claim in the last three years cut the no-claim discount to 20%, and many insurers add a claims loading as well, for three years. On this car the lowest price is 89% more than what the same driver with no claims and a 50% NCD pays (S$1,283.72).
• The car matters too: insurers group models by value, repair costs and claims; the Land Rover Discovery has a 2,495cc engine.
• 13 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for drivers with no claims in the last 3 years); UOI (This insurer has no online price for this car model yet).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and Great Eastern has been cheapest throughout.

The Land Rover Discovery

• Priced as a Land Rover Discovery 2.5 (2,495cc), registered 3 years ago.
• With a 2,495cc engine, above 1,600cc, the Land Rover Discovery 2.5 needs a Category B COE (S$131,901 in the October 2026, 2nd round).
• Road tax: about S$1,792.74 a year for a 2,495cc engine, before any surcharge for a car over 10 years old.
• For a driver after a claim, the Land Rover Discovery is the 580th cheapest of 588 car models to insure. Among 95 cars above 2,000cc it is 89th cheapest, 50% more than the middle price of S$1,622.84.
• Land Rover Discovery review: list price, COE, road tax and insurance.

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.