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Chevrolet Captiva insurance for a 40-year-old woman with a 50% NCD

Every insurer's price today for a driver aged 40, female, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Chevrolet Captiva 2.4, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Chevrolet Captiva driven by a 40-year-old woman with a 50% NCD is S$764.82 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 14 insurers quote this driver online, up to S$2,047.74 at QBE.

  • 14 insurers quote this driver online.
  • That is about the same as what a 40-year-old with a 50% NCD and no claims pays for the same car (S$764.82).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
India InternationalComprehensive (any workshop or authorised workshops)S$764.82S$600.00
HL AssuranceCar Protect360 ComprehensiveS$804.64S$1,200.00
AllianzAllianz Motor Protect ComprehensiveS$947.81S$2,000.00
ECICSComprehensiveS$1,000.84S$750.00
MS First CapitalComprehensiveS$1,013.36S$500.00
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)S$1,070.95S$600.00
SompoComprehensive Cover – Authorised Workshop PlanS$1,088.39S$600.00
LibertyComprehensive Preferred PlanS$1,091.77S$600.00
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)S$1,098.49S$2,500.00
ERGOSMART ComprehensiveS$1,132.30S$500.00
SinglifeMotor LiteS$1,218.29S$3,000.00
UOIUniCar Comprehensive ValueS$1,263.08S$500.00
AIGAIG Car Insurance Collision OnlyS$1,330.00S$600.00
QBEPrivate Motor Prestige ComprehensiveS$2,047.74S$3,000.00

See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Chevrolet Captiva and driver after one change, against S$764.82.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$849.81+S$84.99
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$596.08−S$168.74
Add an NCD protectorKeeps the 50% NCD after one claim.S$841.31+S$76.49

Why this driver pays this

  • Some insurers charge women a little less than men of the same age and record. On this car the lowest price is about the same as what the same driver as a man pays (S$764.82).
  • The car matters too: insurers group models by value, repair costs and claims; the Chevrolet Captiva has a 2,384cc engine.

Price history

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

The Chevrolet Captiva

  • Priced as a Chevrolet Captiva 2.4 (2,384cc), registered 3 years ago.
  • With a 2,384cc engine, above 1,600cc, the Chevrolet Captiva 2.4 needs a Category B COE (S$131,901 in the October 2026, 2nd round).
  • Road tax: about S$1,662.54 a year for a 2,384cc engine, before any surcharge for a car over 10 years old.
  • For a 40-year-old woman with a 50% NCD, the Chevrolet Captiva is the 354th cheapest of 590 car models to insure. Among 97 cars above 2,000cc it is 13th cheapest, 16% less than the middle price of S$911.12.
  • Chevrolet Captiva review: list price, COE, road tax and insurance.
Similar cars for a 40-year-old woman with a 50% NCD, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Toyota AlphardS$764.82India International
Toyota VellfireS$764.82India International
Honda OdysseyS$811.71India International
Toyota CamryS$828.77HL Assurance
Mitsubishi OutlanderS$861.03India International
Ford Focus STS$903.79Allianz
Audi RS 3 SedanS$1,310.08Great Eastern
Audi RS 3 SportbackS$1,310.08Great Eastern

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Chevrolet Captiva for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Chevrolet Captiva insurance for a 40-year-old woman with a 50% NCD?

From S$764.82 a year today at India International, up to S$2,047.74 at QBE, across the 14 insurers that quote this driver online. That is for a driver aged 40, female, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Chevrolet Captiva 2.4, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is about the same as the S$764.82 a 40-year-old with a 50% NCD and no claims pays for the same Chevrolet Captiva.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.