Honda Prelude insurance for a 65-year-old with a 50% NCD

In short

On 12 Nov 2026, the cheapest comprehensive car insurance for a Honda Prelude driven by a 65-year-old with a 50% NCD is S$1,395.53 a year (GST included) at ERGO, SMART Comprehensive; it is the only insurer that quotes this driver online.

Compare every insurer we price for a Honda Prelude on one page: https://shentonbrokers.com/prices/car/honda-prelude

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/honda-prelude/age-65-50-ncd

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

• 1 insurer quotes this driver online; 14 do not.
• That is 10% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$1,269.23).

Why this driver pays this

• From about 65 many insurers price older drivers higher, and from about 70 some do not quote online. On this car the lowest price is 10% more than what a 40-year-old with the same 50% NCD pays (S$1,269.23).
• The car matters too: insurers group models by value, repair costs and claims; the Honda Prelude has a 1,993cc engine.
• 14 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

Since 2 Nov 2026 the lowest price is unchanged, and ERGO has been cheapest throughout.

The Honda Prelude

• Priced as a Honda Prelude 2.0 e:HEV (1,993cc), registered 3 years ago.
• With a 1,993cc engine, above 1,600cc, the Honda Prelude 2.0 e:HEV needs a Category B COE (S$132,334 in the November 2026, 1st round).
• Road tax: about S$1,203.88 a year for a 1,993cc engine, before any surcharge for a car over 10 years old.
• For a 65-year-old with a 50% NCD, the Honda Prelude is the 880th cheapest of 970 car models to insure. Among 234 cars of 1,601cc to 2,000cc it is 222nd cheapest, 39% more than the middle price of S$1,001.77.
• Honda Prelude review: list price, COE, road tax and insurance.

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

• ERGO, SMART Comprehensive: https://shentonbrokers.com/go/buy/car/ergo/smart?brand=honda&model=honda-prelude-2-0-e-hev&ncd=50&licenceYears=21&ncdProtector=no&regDate=2023-11-12&demeritFree=yes&claims=no&dob=1961-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised