Typical car insurance quotes
Honda CR-V insurance for a driver with a Certificate of Merit
Every insurer's price today for a driver aged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit, on a 3-year-old Honda CR-V 1.5 Turbo, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Honda CR-V driven by a driver with a Certificate of Merit is S$642.42 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 13 insurers quote this driver online, up to S$1,403.48 at QBE.
- 13 insurers quote this driver online; 1 do not.
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| India InternationalComprehensive (any workshop or authorised workshops) | S$642.42 | S$600.00 |
| HL AssuranceCar Protect360 Comprehensive | S$738.71 | S$1,200.00 |
| AllianzAllianz Motor Protect Comprehensive | S$801.87 | S$2,000.00 |
| AIGAIG Car Insurance Collision Only | S$829.64 | S$600.00 |
| MS First CapitalComprehensive | S$900.37 | S$500.00 |
| UOIUniCar Comprehensive Value | S$916.16 | S$500.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$928.76 | S$600.00 |
| ERGOSMART Comprehensive | S$932.56 | S$500.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$949.67 | S$2,500.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$983.28 | S$600.00 |
| LibertyComprehensive Preferred Plan | S$1,119.17 | S$600.00 |
| SinglifeMotor Lite | S$1,138.48 | S$3,000.00 |
| QBEPrivate Motor Prestige Comprehensive | S$1,403.48 | S$3,000.00 |
No online price for this driver: ECICS (ECICS does not list this model on its online quote).
See this quote on the results page, with every plan and filter.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$713.81 | +S$71.39 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$490.50 | −S$151.92 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$706.67 | +S$64.25 |
Why this driver pays this
- The Traffic Police's Certificate of Merit, for three years without a traffic offence, earns a small discount at some insurers.
- The car matters too: insurers group models by value, repair costs and claims; the Honda CR-V has a 1,498cc engine.
- 1 insurer does not quote this driver online on this car: ECICS (ECICS does not list this model on its online quote).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
The Honda CR-V
- Priced as a Honda CR-V 1.5 Turbo (1,498cc), registered 3 years ago.
- With a 1,498cc engine, the Honda CR-V 1.5 Turbo needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
- Road tax: about S$683.08 a year for a 1,498cc engine, before any surcharge for a car over 10 years old.
- For a driver with a Certificate of Merit, the Honda CR-V is the 129th cheapest of 590 car models to insure. Among 311 cars up to 1,600cc it is 129th cheapest, 3% less than the middle price of S$660.09.
- Honda CR-V review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Toyota Sienta | S$604.07 | India International |
| Toyota Corolla Altis | S$642.42 | India International |
| Mercedes-Benz GLB | S$660.13 | Allianz |
| Mazda 3 | S$693.67 | HL Assurance |
| Hyundai Kona | S$721.59 | India International |
| Mercedes-Benz C-Class | S$725.34 | Etiqa |
| BMW X1 | S$764.61 | HL Assurance |
| BMW X2 | S$797.41 | ECICS |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. The figures for every driver on this car are in a CSV file, updated daily.
The Honda CR-V for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Honda CR-V insurance for a driver with a Certificate of Merit?
From S$642.42 a year today at India International, up to S$1,403.48 at QBE, across the 13 insurers that quote this driver online. That is for a driver aged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit, on a 3-year-old Honda CR-V 1.5 Turbo, private use, comprehensive cover, repairs at an authorised workshop.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
Which insurers do not quote a driver with a Certificate of Merit for a Honda CR-V online?
ECICS (ECICS does not list this model on its online quote).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.