Typical car insurance quotes
Mercedes-Benz C-Class insurance for a driver with a Certificate of Merit
Every insurer's price today for a driver aged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit, on a 3-year-old Mercedes-Benz C180 Sedan AVG (R17) LED, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Mercedes-Benz C-Class driven by a driver with a Certificate of Merit is S$725.34 a year (GST included) at Etiqa, Private Car Insurance – Comprehensive (Authorised Workshop); 13 insurers quote this driver online, up to S$1,282.49 at QBE.
- 13 insurers quote this driver online; 1 do not.
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$725.34 | S$2,500.00 |
| HL AssuranceCar Protect360 Comprehensive | S$781.16 | S$1,200.00 |
| India InternationalComprehensive (any workshop or authorised workshops) | S$811.71 | S$600.00 |
| ECICSComprehensive | S$822.60 | S$750.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$825.86 | S$600.00 |
| AllianzAllianz Motor Protect Comprehensive | S$842.37 | S$2,000.00 |
| ERGOSMART Comprehensive | S$862.51 | S$500.00 |
| AIGAIG Car Insurance Collision Only | S$874.32 | S$600.00 |
| MS First CapitalComprehensive | S$927.36 | S$500.00 |
| SinglifeMotor Lite | S$1,017.36 | S$3,000.00 |
| UOIUniCar Comprehensive Value | S$1,027.76 | S$500.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$1,126.31 | S$600.00 |
| QBEPrivate Motor Prestige Comprehensive | S$1,282.49 | S$3,000.00 |
No online price for this driver: Liberty (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$857.33 | +S$131.99 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$597.01 | −S$128.33 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$822.60 | +S$97.26 |
Why this driver pays this
- The Traffic Police's Certificate of Merit, for three years without a traffic offence, earns a small discount at some insurers.
- The car matters too: insurers group models by value, repair costs and claims; the Mercedes-Benz C-Class has a 1,497cc engine.
- 1 insurer does not quote this driver online on this car: Liberty (This insurer has no online price for this car model yet).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and Etiqa has been cheapest throughout.
The Mercedes-Benz C-Class
- Priced as a Mercedes-Benz C180 Sedan AVG (R17) LED (1,497cc), registered 3 years ago.
- With a 1,497cc engine, the Mercedes-Benz C180 Sedan AVG (R17) LED needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
- Road tax: about S$682.50 a year for a 1,497cc engine, before any surcharge for a car over 10 years old.
- For a driver with a Certificate of Merit, the Mercedes-Benz C-Class is the 264th cheapest of 590 car models to insure. Among 311 cars up to 1,600cc it is 236th cheapest, 10% more than the middle price of S$660.09.
- Mercedes-Benz C-Class review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Toyota Sienta | S$604.07 | India International |
| Toyota Corolla Altis | S$642.42 | India International |
| Honda Freed | S$642.42 | India International |
| Honda HR-V | S$642.42 | India International |
| Mazda 3 | S$693.67 | HL Assurance |
| Hyundai Kona | S$721.59 | India International |
| BMW X1 | S$764.61 | HL Assurance |
| Honda Vezel | S$769.79 | Allianz |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. The figures for every driver on this car are in a CSV file, updated daily.
The Mercedes-Benz C-Class for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Mercedes-Benz C-Class insurance for a driver with a Certificate of Merit?
From S$725.34 a year today at Etiqa, up to S$1,282.49 at QBE, across the 13 insurers that quote this driver online. That is for a driver aged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit, on a 3-year-old Mercedes-Benz C180 Sedan AVG (R17) LED, private use, comprehensive cover, repairs at an authorised workshop.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and Etiqa has been cheapest throughout.
Which insurers do not quote a driver with a Certificate of Merit for a Mercedes-Benz C-Class online?
Liberty (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.