Typical car insurance quotes
Honda Crossroad insurance for a driver with a Certificate of Merit
Every insurer's price today for a driver aged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit, on a 3-year-old Honda Crossroad 18L, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Honda Crossroad driven by a driver with a Certificate of Merit is S$764.82 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 11 insurers quote this driver online, up to S$1,355.08 at ERGO.
- 11 insurers quote this driver online; 3 do not.
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| India InternationalComprehensive (any workshop or authorised workshops) | S$764.82 | S$600.00 |
| AIGAIG Car Insurance Collision Only | S$827.53 | S$600.00 |
| HL AssuranceCar Protect360 Comprehensive | S$852.83 | S$1,200.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$923.99 | S$2,500.00 |
| LibertyComprehensive Preferred Plan | S$996.95 | S$600.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$998.16 | S$600.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$1,030.10 | S$600.00 |
| UOIUniCar Comprehensive Value | S$1,036.52 | S$500.00 |
| MS First CapitalComprehensive | S$1,075.07 | S$500.00 |
| ECICSComprehensive | S$1,182.00 | S$750.00 |
| ERGOSMART Comprehensive | S$1,355.08 | S$500.00 |
No online price for this driver: Allianz (This insurer doesn’t offer this cover online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$849.81 | +S$84.99 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$596.08 | −S$168.74 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$841.31 | +S$76.49 |
Why this driver pays this
- The Traffic Police's Certificate of Merit, for three years without a traffic offence, earns a small discount at some insurers.
- The car matters too: insurers group models by value, repair costs and claims; the Honda Crossroad has a 1,799cc engine.
- 3 insurers do not quote this driver online on this car: Allianz (This insurer doesn’t offer this cover online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
The Honda Crossroad
- Priced as a Honda Crossroad 18L (1,799cc), registered 3 years ago.
- With a 1,799cc engine, above 1,600cc, the Honda Crossroad 18L needs a Category B COE (S$131,901 in the October 2026, 2nd round).
- Road tax: about S$976.32 a year for a 1,799cc engine, before any surcharge for a car over 10 years old.
- For a driver with a Certificate of Merit, the Honda Crossroad is the 321st cheapest of 590 car models to insure. Among 164 cars of 1,601cc to 2,000cc it is 44th cheapest, 9% less than the middle price of S$842.72.
- Honda Crossroad review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Hyundai Avante | S$622.34 | India International |
| Toyota Corolla Altis | S$642.42 | India International |
| Kia Cerato | S$660.69 | India International |
| Hyundai Kona | S$721.59 | India International |
| Toyota Voxy | S$725.24 | HL Assurance |
| Toyota Harrier | S$742.90 | India International |
| Mercedes-Benz E-Class | S$856.72 | Etiqa |
| BMW 5 Series | S$861.03 | India International |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. The figures for every driver on this car are in a CSV file, updated daily.
The Honda Crossroad for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Honda Crossroad insurance for a driver with a Certificate of Merit?
From S$764.82 a year today at India International, up to S$1,355.08 at ERGO, across the 11 insurers that quote this driver online. That is for a driver aged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit, on a 3-year-old Honda Crossroad 18L, private use, comprehensive cover, repairs at an authorised workshop.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
Which insurers do not quote a driver with a Certificate of Merit for a Honda Crossroad online?
Allianz (This insurer doesn’t offer this cover online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.