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Typical car insurance quotes

Cupra Leon insurance for a 21-year-old new driver

Every insurer's price today for a driver aged 21, single, driving 1 year, no no-claim discount, on a 3-year-old Cupra Leon 1.5 eTSI DSG, private use, comprehensive cover, repairs at an authorised workshop.

In short

On 12 Nov 2026, the cheapest comprehensive car insurance for a Cupra Leon driven by a 21-year-old new driver is S$7,191.19 a year (GST included) at Singlife, Motor Lite; it is the only insurer that quotes this driver online.

Compare every insurer we price for a Cupra Leon on one page: https://shentonbrokers.com/prices/car/cupra-leon

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/cupra-leon/age-21-new-driver

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

  • 1 insurer quotes this driver online; 15 do not.
  • That is 4.2 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$1,701.64).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim) and three covers in short. The plan's own wording decides.
InsurerPremiumExcessWorkshopWindscreenPersonal accident
SinglifeMotor LiteBuy NowS$7,191.19S$300.00Authorised workshopsYes, S$100 excessNot included

No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer's online price is for main drivers aged 23 or over); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Cupra Leon and driver after one change, against S$7,191.19.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$7,699.36+S$508.17
Next year, with a 10% NCDAfter a year with no claim, at today's prices.S$5,784.24−S$1,406.95

Why this driver pays this

  • A driver in the first year of driving has no record to go on, so insurers charge a new-driver loading and there is no no-claim discount to take off. Young drivers, under about 26, pay a further loading at most insurers.
  • The car matters too: insurers group models by value, repair costs and claims; the Cupra Leon has a 1,498cc engine.
  • 15 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer's online price is for main drivers aged 23 or over); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

Since 2 Nov 2026 the lowest price is unchanged, and Singlife has been cheapest throughout.

WhenLowest priceCheapest insurer
Today 12 Nov 2026S$7,191.19Singlife
A week ago 5 Nov 2026S$7,191.19Singlife

The Cupra Leon

  • Priced as a Cupra Leon 1.5 eTSI DSG (1,498cc), registered 3 years ago.
  • With a 1,498cc engine, the Cupra Leon 1.5 eTSI DSG needs a Category A COE (S$139,001 in the November 2026, 1st round) if its power is 97kW (130bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more.
  • Road tax: about S$683.08 a year for a 1,498cc engine, before any surcharge for a car over 10 years old.
  • For a 21-year-old new driver, the Cupra Leon is the 703rd cheapest of 847 car models to insure. Among 377 cars up to 1,600cc it is 370th cheapest, 64% more than the middle price of S$4,381.67.
  • Cupra Leon review: list price, COE, road tax and insurance.
Similar cars for a 21-year-old new driver, lowest price on 12 Nov 2026.
CarLowest priceCheapest insurer
Mercedes-Benz C-ClassS$3,770.31Sompo
Toyota Corolla AltisS$3,791.02Sompo
Toyota SientaS$3,890.92Sompo
Honda FreedS$3,890.92Sompo
Mazda 3S$4,359.66Sompo
Mercedes-Benz GLBS$4,421.25Sompo
Hyundai KonaS$4,558.06Sompo
BMW X1S$4,809.84Sompo

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Cupra Leon for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Cupra Leon insurance for a 21-year-old new driver?

From S$7,191.19 a year today at Singlife, across the 1 insurer that quote this driver online. That is for a driver aged 21, single, driving 1 year, no no-claim discount, on a 3-year-old Cupra Leon 1.5 eTSI DSG, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is 4.2 times the S$1,701.64 a 40-year-old with a 50% NCD and no claims pays for the same Cupra Leon.

What would lower the price?

Next year, with a 10% NCD: the lowest price becomes S$5,784.24, S$1,406.95 less than today's S$7,191.19. After a year with no claim, at today's prices.

Has the price changed?

Since 2 Nov 2026 the lowest price is unchanged, and Singlife has been cheapest throughout.

Which insurers do not quote a 21-year-old new driver for a Cupra Leon online?

AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer's online price is for main drivers aged 23 or over); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.