BMW M5 Touring insurance for a 30-year-old with a 50% NCD

In short

On 12 Nov 2026, the cheapest comprehensive car insurance for a BMW M5 Touring driven by a 30-year-old with a 50% NCD is S$4,848.19 a year (GST included) at Allianz, Allianz Motor Protect Comprehensive; it is the only insurer that quotes this driver online.

Compare every insurer we price for a BMW M5 Touring on one page: https://shentonbrokers.com/prices/car/bmw-m5-touring

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/bmw-m5-touring/age-30-50-ncd

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

• 1 insurer quotes this driver online; 15 do not.
• That is 39% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$3,485.71).

Why this driver pays this

• The car matters too: insurers group models by value, repair costs and claims; the BMW M5 Touring has a 4,395cc engine.
• 15 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for electric cars only); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote this model online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

Since 2 Nov 2026 the lowest price is unchanged, and the cheapest insurer has changed once.

The BMW M5 Touring

• Priced as a BMW M5 Touring 4.4 M xDrive (4,395cc), registered 3 years ago.
• With a 4,395cc engine, above 1,600cc, the BMW M5 Touring 4.4 M xDrive needs a Category B COE (S$132,334 in the November 2026, 1st round).
• Road tax: about S$4,566.88 a year for a 4,395cc engine, before any surcharge for a car over 10 years old.
• For a 30-year-old with a 50% NCD, the BMW M5 Touring is the 990th cheapest of 995 car models to insure. Among 195 cars above 2,000cc it is 192nd cheapest, 3.6 times the middle price of S$1,337.10.
• BMW M5 Touring review: list price, COE, road tax and insurance.

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

• Allianz, Allianz Motor Protect Comprehensive: https://shentonbrokers.com/go/buy/car/allianz/motor-comprehensive?brand=bmw&model=bmw-m5-touring-4-4-m-xdrive&ncd=50&licenceYears=6&ncdProtector=no&regDate=2023-11-12&demeritFree=yes&claims=no&dob=1996-11-12&gender=m&maritalStatus=single&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised