Typical car insurance quotes
BMW M4 Coupe insurance for an 80-year-old with a 50% NCD
Every insurer's price today for a driver aged 80, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old BMW M4 Coupe 3.0 Competition, private use, comprehensive cover, repairs at an authorised workshop.
In short
On 12 Nov 2026, the cheapest comprehensive car insurance for a BMW M4 Coupe driven by an 80-year-old with a 50% NCD is S$5,922.04 a year (GST included) at Singlife, Motor Lite; it is the only insurer that quotes this driver online.
Compare every insurer we price for a BMW M4 Coupe on one page: https://shentonbrokers.com/prices/car/bmw-m4-coupe
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/bmw-m4-coupe/age-80-50-ncd
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
- 1 insurer quotes this driver online; 15 do not.
- That is 4.1 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$1,461.89).
Insurer by insurer
| Insurer | Premium | Excess | Workshop | Windscreen | Personal accident |
|---|---|---|---|---|---|
| SinglifeMotor LiteBuy Now | S$5,922.04 | S$300.00 | Authorised workshops | Yes, S$100 excess | Not included |
No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer's online price is for main drivers aged up to 75); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer's online price is for main drivers aged up to 79); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital quotes main drivers aged 18 to 79 online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$5,999.76 | +S$77.72 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$6,239.75 | +S$317.71 |
Why this driver pays this
- From about 65 many insurers price older drivers higher, and from about 70 some do not quote online. On this car the lowest price is 4.1 times what a 40-year-old with the same 50% NCD pays (S$1,461.89).
- The car matters too: insurers group models by value, repair costs and claims; the BMW M4 Coupe has a 2,993cc engine.
- 15 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer's online price is for main drivers aged up to 75); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer's online price is for main drivers aged up to 79); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital quotes main drivers aged 18 to 79 online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Price history
Since 2 Nov 2026 the lowest price is unchanged, and Singlife has been cheapest throughout.
| When | Lowest price | Cheapest insurer |
|---|---|---|
| Today 12 Nov 2026 | S$5,922.04 | Singlife |
| A week ago 5 Nov 2026 | S$5,922.04 | Singlife |
The BMW M4 Coupe
- Priced as a BMW M4 Coupe 3.0 Competition (2,993cc), registered 3 years ago.
- With a 2,993cc engine, above 1,600cc, the BMW M4 Coupe 3.0 Competition needs a Category B COE (S$132,334 in the November 2026, 1st round).
- Road tax: about S$2,376.88 a year for a 2,993cc engine, before any surcharge for a car over 10 years old.
- For an 80-year-old with a 50% NCD, the BMW M4 Coupe is the 691st cheapest of 694 car models to insure. Among 124 cars above 2,000cc it is 121st cheapest, 2.8 times the middle price of S$2,113.30.
- BMW M4 Coupe review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Alfa Romeo 166 | S$2,190.37 | Singlife |
| Audi Q7 | S$2,323.73 | AIG |
| Audi Q8 | S$2,323.73 | AIG |
| Audi A8 | S$3,400.60 | Singlife |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The BMW M4 Coupe for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is BMW M4 Coupe insurance for an 80-year-old with a 50% NCD?
From S$5,922.04 a year today at Singlife, across the 1 insurer that quote this driver online. That is for a driver aged 80, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old BMW M4 Coupe 3.0 Competition, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 4.1 times the S$1,461.89 a 40-year-old with a 50% NCD and no claims pays for the same BMW M4 Coupe.
Has the price changed?
Since 2 Nov 2026 the lowest price is unchanged, and Singlife has been cheapest throughout.
Which insurers do not quote an 80-year-old with a 50% NCD for a BMW M4 Coupe online?
AIG (This insurer has no online price for this car model yet); Allianz (This insurer's online price is for main drivers aged up to 75); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer's online price is for main drivers aged up to 79); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital quotes main drivers aged 18 to 79 online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.