Typical car insurance quotes
BMW iX1 insurance for a driver after a claim
Every insurer's price today for a driver aged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%, on a 3-year-old BMW iX1 eDrive20 xLine 64.8 kWh, private use, comprehensive cover, repairs at an authorised workshop.
In short
On 12 Nov 2026, the cheapest comprehensive car insurance for a BMW iX1 driven by a driver after a claim is S$2,789.79 a year (GST included) at Great Eastern, GREAT EV Protect Comprehensive (Any Workshop); 2 insurers quote this driver online, up to S$3,001.29 at Singlife.
Compare every insurer we price for a BMW iX1 on one page: https://shentonbrokers.com/prices/car/bmw-ix1
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/bmw-ix1/age-40-after-a-claim
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
- 2 insurers quote this driver online; 14 do not.
- That is 2.4 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$1,154.64).
Insurer by insurer
| Insurer | Premium | Excess | Workshop | Windscreen | Personal accident |
|---|---|---|---|---|---|
| Great EasternGREAT EV Protect Comprehensive (Any Workshop)Buy Now | S$2,789.79 | S$900.00 | Any workshop | Yes, S$100 excess | S$120,000 |
| SinglifeMotor LiteBuy Now | S$3,001.29 | S$300.00 | Authorised workshops | Yes, S$100 excess | Not included |
No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer's online price is for drivers with no claims in the last 3 years); DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for drivers with no claims in the last 3 years); UOI (This insurer's online price is for repairs at any workshop).
See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$2,789.79 | the same |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$2,192.99 | −S$596.80 |
Why this driver pays this
- An at-fault claim in the last three years cut the no-claim discount to 20%, and many insurers add a claims loading as well, for three years. On this car the lowest price is 2.4 times what the same driver with no claims and a 50% NCD pays (S$1,154.64).
- The BMW iX1 is electric: repairs and parts cost more at some insurers, so they price electric cars higher than petrol cars of the same size.
- 14 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer's online price is for drivers with no claims in the last 3 years); DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for drivers with no claims in the last 3 years); UOI (This insurer's online price is for repairs at any workshop).
Price history
Since 2 Nov 2026 the lowest price is unchanged, and Great Eastern has been cheapest throughout.
| When | Lowest price | Cheapest insurer |
|---|---|---|
| Today 12 Nov 2026 | S$2,789.79 | Great Eastern |
| A week ago 5 Nov 2026 | S$2,789.79 | Great Eastern |
The BMW iX1
- Priced as a BMW iX1 eDrive20 xLine 64.8 kWh (electric), registered 3 years ago.
- A fully electric BMW iX1 needs a Category A COE (S$139,001 in the November 2026, 1st round) if its motor is 110kW (147bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more powerful.
- For a driver after a claim, the BMW iX1 is the 844th cheapest of 921 car models to insure. Among 121 electric cars it is 88th cheapest, 41% more than the middle price of S$1,976.02.
- BMW iX1 review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| BYD Dolphin | S$1,410.69 | ECICS |
| Hyundai Ioniq 5 | S$1,441.15 | Etiqa |
| Aion V | S$1,443.08 | AIG |
| BYD M6 | S$1,783.61 | ECICS |
| Tesla Model 3 | S$1,891.72 | ECICS |
| BYD Atto 3 | S$1,891.73 | ECICS |
| Tesla Model Y | S$1,945.76 | ECICS |
| BYD Sealion 7 | S$4,654.93 | Etiqa |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The BMW iX1 for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is BMW iX1 insurance for a driver after a claim?
From S$2,789.79 a year today at Great Eastern, up to S$3,001.29 at Singlife, across the 2 insurers that quote this driver online. That is for a driver aged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%, on a 3-year-old BMW iX1 eDrive20 xLine 64.8 kWh, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 2.4 times the S$1,154.64 a 40-year-old with a 50% NCD and no claims pays for the same BMW iX1.
Has the price changed?
Since 2 Nov 2026 the lowest price is unchanged, and Great Eastern has been cheapest throughout.
Which insurers do not quote a driver after a claim for a BMW iX1 online?
AIG (This insurer has no online price for this car model yet); Allianz (This insurer's online price is for drivers with no claims in the last 3 years); DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for drivers with no claims in the last 3 years); UOI (This insurer's online price is for repairs at any workshop).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.