Typical car insurance quotes
Aion ES insurance for a 65-year-old after a claim
Every insurer's price today for a driver aged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%, on a 3-year-old Aion ES 55.2 kWh, private use, comprehensive cover, repairs at an authorised workshop.
In short
On 12 Nov 2026, the cheapest comprehensive car insurance for a Aion ES driven by a 65-year-old after a claim is S$1,593.98 a year (GST included) at AIG, AIG Car Insurance Collision Only; 2 insurers quote this driver online, up to S$3,041.70 at Singlife.
Compare every insurer we price for a Aion ES on one page: https://shentonbrokers.com/prices/car/aion-es
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/aion-es/age-65-after-a-claim
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
- 2 insurers quote this driver online; 14 do not.
- That is 2.1 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$776.17).
Insurer by insurer
| Insurer | Premium | Excess | Workshop | Windscreen | Personal accident |
|---|---|---|---|---|---|
| AIGAIG Car Insurance Collision OnlyBuy Now | S$1,593.98 | S$1,000.00 | Authorised workshops | Optional add-on | Not included |
| SinglifeMotor LiteBuy Now | S$3,041.70 | S$300.00 | Authorised workshops | Yes, S$100 excess | Not included |
No online price for this driver: Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer's online price is for repairs at any workshop).
See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$3,179.20 | +S$1,585.22 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$1,671.79 | +S$77.81 |
Why this driver pays this
- An at-fault claim in the last three years cut the no-claim discount to 20%, and many insurers add a claims loading as well, for three years. On this car the lowest price is 68% more than what the same driver with no claims and a 50% NCD pays (S$946.44).
- From about 65 many insurers price older drivers higher, and from about 70 some do not quote online.
- The Aion ES is electric: repairs and parts cost more at some insurers, so they price electric cars higher than petrol cars of the same size.
- 14 insurers do not quote this driver online on this car: Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer's online price is for repairs at any workshop).
Price history
Since 2 Nov 2026 the lowest price is unchanged, and the cheapest insurer has changed once.
| When | Lowest price | Cheapest insurer |
|---|---|---|
| Today 12 Nov 2026 | S$1,593.98 | AIG |
| A week ago 5 Nov 2026 | S$1,593.98 | AIG (estimate) |
The Aion ES
- Priced as a Aion ES 55.2 kWh (electric), registered 3 years ago.
- A fully electric Aion ES needs a Category A COE (S$139,001 in the November 2026, 1st round) if its motor is 110kW (147bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more powerful.
- For a 65-year-old after a claim, the Aion ES is the 295th cheapest of 921 car models to insure. Among 121 electric cars it is 12th cheapest, 32% less than the middle price of S$2,344.72.
- Aion ES review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Hyundai Ioniq 5 | S$1,630.92 | Etiqa |
| BYD Dolphin | S$1,686.70 | ECICS |
| Tesla Model 3 | S$2,127.19 | Etiqa |
| BYD M6 | S$2,132.59 | ECICS |
| Tesla Model Y | S$2,237.09 | Etiqa |
| BYD Atto 3 | S$2,261.85 | ECICS |
| BMW iX1 | S$3,030.40 | Great Eastern |
| BYD Sealion 7 | S$4,862.03 | Etiqa |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Aion ES for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Aion ES insurance for a 65-year-old after a claim?
From S$1,593.98 a year today at AIG, up to S$3,041.70 at Singlife, across the 2 insurers that quote this driver online. That is for a driver aged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%, on a 3-year-old Aion ES 55.2 kWh, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 2.1 times the S$776.17 a 40-year-old with a 50% NCD and no claims pays for the same Aion ES.
Has the price changed?
Since 2 Nov 2026 the lowest price is unchanged, and the cheapest insurer has changed once.
Which insurers do not quote a 65-year-old after a claim for a Aion ES online?
Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer's online price is for repairs at any workshop).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.