This list is for buyers in Singapore who need seven seats and want to compare costs before visiting a showroom. It covers eight MPVs on sale. Each one is ordered by today's lowest comprehensive premium on its price page, lowest first. The list sticks to cost facts: list prices, road tax and premiums.
How to read the figures
The premiums come from each car's price page. They are for one standard driver:
- aged 40 and married
- driving for 10 to 19 years
- a 50% no-claim discount
- a 3-year-old car
- comprehensive cover
Treat them as today's examples, not as what you will pay. Your own quote depends on your age, driving record, NCD and the car you pick.
List prices are as listed on 10 October 2026, including COE that day. COE premiums change with each bidding exercise. So the price at the showroom may not match the figure here. Ask the seller what the price includes on the day you buy.
Road tax figures are yearly amounts for each car. LTA sets road tax rules, and the OneMotoring site has the details for your own car.
The shortlist
BYD M6
- Body type: MPV
- Engine or motor: electric
- Versions as listed on 10 October 2026: 7-Seater 71.8 kWh electric, S$187,888, 134bhp
- Road tax: S$1,501.56 a year (100kW)
- Lowest premium today: S$13.71 (about S$14), from 22 insurers
This is the only electric car on the list and the only one with a single version listed. See the BYD M6 price page.
Toyota Sienta
- Body type: MPV
- Engine: 1,496cc
- Versions as listed on 10 October 2026:
- 1.5 Z 7-Seater petrol-electric, S$186,700, 114bhp
- 1.5 G 7-Seater petrol-electric, S$188,700, 114bhp
- 1.5 X 7-Seater petrol-electric, S$191,500, 114bhp
- 1.5 Elegance petrol-electric, S$213,888, 114bhp
- Road tax: S$681.90 a year
- Lowest premium today: S$18.27 (about S$18), from 27 insurers
The 1.5 Elegance name does not say 7-Seater, so check its seat count. See the Toyota Sienta price page.
Honda Freed
- Body type: MPV
- Engine: 1,496cc
- Versions as listed on 10 October 2026:
- 1.5 G LED Honda Sensing Power Doors 7-Seater petrol, S$183,900, 124bhp
- 1.5 G Honda Sensing Dual Power Doors 7-Seater petrol-electric, S$196,000, 135bhp
- 1.5 HS7 e:HEV petrol-electric, S$203,899, 130bhp
- 1.5 HE7 e:HEV petrol-electric, S$207,899, 130bhp
- Road tax: S$681.90 a year
- Lowest premium today: S$18.27 (about S$18), from 26 insurers
The Freed is listed with both petrol and petrol-electric versions. See the Honda Freed price page.
Toyota Alphard
- Body type: MPV
- Engine: 2,493cc
- Versions as listed on 10 October 2026:
- 2.5 X 7-Seater petrol-electric, S$310,000, 194bhp
- 2.5 SR C-Package 7-Seater petrol-electric, S$318,000, 194bhp
- 2.5 Z 2WD petrol, S$348,400, 180bhp
- 2.5 Executive Lounge petrol-electric, S$374,800, 188bhp
- Road tax: S$1,790.38 a year
- Lowest premium today: S$23.14 (about S$23), from 27 insurers
Two of the four version names do not say 7-Seater. See the Toyota Alphard price page.
Toyota Vellfire
- Body type: MPV
- Engine: 2,362cc
- Versions as listed on 10 October 2026:
- 2.5 Z Premium petrol-electric, S$321,500, 247bhp
- 2.5 Z Premier petrol-electric, S$327,700, 247bhp
- 2.5 Executive Lounge petrol-electric, S$402,400, 247bhp
- 2.5 Elegance petrol-electric, S$431,888, 247bhp
- Road tax: S$1,636.72 a year
- Lowest premium today: S$23.14 (about S$23), from 27 insurers
None of the version names states a seat count, so ask about the layout. See the Toyota Vellfire price page.
Kia Carnival
- Body type: MPV
- Engine: 2,151cc
- Versions as listed on 10 October 2026:
- 1.6 8-Seater petrol-electric, S$298,999, 241bhp
- 1.6 7-Seater petrol-electric, S$305,999, 241bhp
- Road tax: S$1,389.22 a year
- Lowest premium today: S$23.75 (about S$24), from 24 insurers
The Carnival is listed in both seven-seat and eight-seat form. See the Kia Carnival price page.
Honda Odyssey
- Body type: MPV
- Engine: 2,354cc
- Versions as listed on 10 October 2026:
- 2.0 Absolute 7-Seater e:HEV petrol-electric, S$237,500, 325bhp
- 2.0 Absolute EX 7-Seater e:HEV petrol-electric, S$241,300, 325bhp
- 2.0 Absolute EX 7-Seater e:HEV Black Edition petrol-electric, S$245,900, 325bhp
- Road tax: S$1,627.34 a year
- Lowest premium today: S$24.36 (about S$24), from 27 insurers
All three versions are listed as 7-Seater petrol-electric. See the Honda Odyssey price page.
Toyota Voxy
- Body type: MPV
- Engine: 1,797cc
- Versions as listed on 10 October 2026:
- 1.8 SG 7-Seater petrol-electric, S$216,100, 138bhp
- 1.8 SZ 7-Seater petrol-electric, S$229,100, 138bhp
- 2.0 X Wheelchair Welcab Slope petrol, S$238,000, 150bhp
- Road tax: S$973.98 a year
- Lowest premium today: S$30.34 (about S$30), from 26 insurers
The Voxy is the only car here with a wheelchair version listed. See the Toyota Voxy price page.
How to choose between them
The eight cars fall into rough groups on cost. Compare each part of the cost on its own, then add them up for the versions you like.
List price. The Freed, Sienta and BYD M6 have the lowest listed starting prices here: S$183,900, S$186,700 and S$187,888. The Voxy and Odyssey sit in the middle, listed from S$216,100 and S$237,500. The Carnival, Alphard and Vellfire are listed from S$298,999, S$310,000 and S$321,500. Remember these prices include COE as on 10 October 2026.
Road tax. The Sienta and Freed share the lowest figure on the list, S$681.90 a year. The Voxy follows at S$973.98. The Alphard has the highest, at S$1,790.38. The BYD M6 is taxed on its 100kW rating, at S$1,501.56. For how road tax is worked out, see our road tax guide.
Premium. Today's example premiums run from S$13.71 for the BYD M6 to S$30.34 for the Voxy. The order does not follow list price. The Voxy is listed below the Alphard, but its example premium is higher. Some cars tie: the Sienta and Freed both show S$18.27, and the Alphard and Vellfire both show S$23.14. For how electric and petrol cars compare on cover, see electric vs petrol car insurance.
Choice of insurers. Each car has between 22 and 27 insurers quoting. A longer list gives you more prices to compare for the same car.
Seats and versions. Not every version name says 7-Seater. Check the seat count and layout of the exact version before you compare prices.
Parking. Some MPVs are large. Check that the car fits your HDB or condo parking space and any height limit. These facts do not cover size.
Questions to ask before you sign
- Does the quoted price include COE, and how long does that price hold?
- Which version, seat count and power train is the price for?
- What road tax applies to this exact version? OneMotoring has the details.
- What is the policy excess? See our guide to car insurance excess.
- Can repairs go to any workshop, or only an authorised one? See authorised or any workshop.
- Will your NCD carry over? See our no-claim discount guide.
Your own premium can differ a lot from the examples above. Younger drivers, for example, often see different prices; see car insurance for young drivers. To compare more cars side by side, visit our car insurance prices page.
Car insurance through Shenton Brokers
Before you drive off or renew, get your car insurance through Shenton Brokers. See which cars cost least to insure, or look up your own model's prices from every insurer we compare. Or get a quote with your own details.