Typical car insurance quotes
Volkswagen Passat insurance for a 65-year-old with a 50% NCD
Every insurer's price today for a driver aged 65, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Volkswagen Passat 1.8, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Volkswagen Passat driven by a 65-year-old with a 50% NCD is S$861.03 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 13 insurers quote this driver online, up to S$2,062.16 at QBE.
- 13 insurers quote this driver online; 1 do not.
- That is 5% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$819.82).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| India InternationalComprehensive (any workshop or authorised workshops) | S$861.03 | S$600.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$921.31 | S$2,500.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$1,048.84 | S$600.00 |
| MS First CapitalComprehensive | S$1,075.09 | S$500.00 |
| SinglifeMotor Lite | S$1,134.54 | S$3,000.00 |
| AIGAIG Car Insurance Collision Only | S$1,136.35 | S$600.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$1,138.84 | S$600.00 |
| ECICSComprehensive | S$1,224.81 | S$750.00 |
| UOIUniCar Comprehensive Value | S$1,232.13 | S$500.00 |
| ERGOSMART Comprehensive | S$1,395.56 | S$500.00 |
| AllianzAllianz Motor Protect Comprehensive | S$1,471.44 | S$2,000.00 |
| LibertyComprehensive Preferred Plan | S$1,510.20 | S$600.00 |
| QBEPrivate Motor Prestige Comprehensive | S$2,062.16 | S$3,000.00 |
No online price for this driver: HL Assurance (HL Assurance insures main drivers aged 27 to 64 online).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$956.70 | +S$95.67 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$671.19 | −S$189.84 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$947.14 | +S$86.11 |
Why this driver pays this
- From about 65 many insurers price older drivers higher, and from about 70 some do not quote online. On this car the lowest price is 5% more than what a 40-year-old with the same 50% NCD pays (S$819.82).
- The car matters too: insurers group models by value, repair costs and claims; the Volkswagen Passat has a 1,798cc engine.
- 1 insurer does not quote this driver online on this car: HL Assurance (HL Assurance insures main drivers aged 27 to 64 online).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
The Volkswagen Passat
- Priced as a Volkswagen Passat 1.8 (1,798cc), registered 3 years ago.
- With a 1,798cc engine, above 1,600cc, the Volkswagen Passat 1.8 needs a Category B COE (S$131,901 in the October 2026, 2nd round).
- Road tax: about S$975.16 a year for a 1,798cc engine, before any surcharge for a car over 10 years old.
- For a 65-year-old with a 50% NCD, the Volkswagen Passat is the 335th cheapest of 590 car models to insure. Among 164 cars of 1,601cc to 2,000cc it is 53rd cheapest, 9% less than the middle price of S$943.07.
- Volkswagen Passat review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Hyundai Avante | S$622.34 | India International |
| Toyota Corolla Altis | S$642.42 | India International |
| Kia Cerato | S$660.69 | India International |
| Hyundai Kona | S$721.59 | India International |
| Toyota Harrier | S$742.90 | India International |
| Toyota Voxy | S$793.75 | India International |
| Mercedes-Benz E-Class | S$861.03 | India International |
| BMW 5 Series | S$861.03 | India International |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Volkswagen Passat for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Volkswagen Passat insurance for a 65-year-old with a 50% NCD?
From S$861.03 a year today at India International, up to S$2,062.16 at QBE, across the 13 insurers that quote this driver online. That is for a driver aged 65, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Volkswagen Passat 1.8, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 5% more than the S$819.82 a 40-year-old with a 50% NCD and no claims pays for the same Volkswagen Passat.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
Which insurers do not quote a 65-year-old with a 50% NCD for a Volkswagen Passat online?
HL Assurance (HL Assurance insures main drivers aged 27 to 64 online).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.