Volkswagen car insurance
Volkswagen Passat insurance quotes by driver
What the Volkswagen Passat costs to insure today for 31 typical drivers, on a 3-year-old Volkswagen Passat 1.8, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$819.82 a year.
- A 25-year-old new driver pays from S$3,258.17, 4.0 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,238.83, 51% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Sompo | S$4,381.67 | S$6,138.04 | 6 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,778.43 | S$5,145.84 | 7 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,258.17 | S$4,738.89 | 9 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,740.87 | S$4,087.86 | 9 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Sompo | S$2,181.66 | S$3,197.81 | 14 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,363.53 | S$3,185.66 | 9 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India International | S$1,746.56 | S$2,300.10 | 14 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India International | S$1,037.02 | S$1,384.47 | 14 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest Etiqa | S$973.65 | S$1,280.94 | 14 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India International | S$1,205.45 | S$1,554.06 | 14 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest Etiqa | S$844.49 | S$1,099.85 | 14 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest Etiqa | S$819.82 | S$1,036.41 | 14 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest Etiqa | S$811.90 | S$1,036.41 | 14 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Etiqa | S$1,238.83 | S$1,942.33 | 9 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest Etiqa | S$2,697.38 | S$3,207.49 | 5 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest Etiqa | S$942.80 | S$1,082.28 | 14 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest Etiqa | S$862.97 | S$1,036.41 | 14 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Sompo | S$1,876.27 | S$2,531.90 | 9 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest Etiqa | S$793.48 | S$1,027.25 | 14 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest Etiqa | S$793.48 | S$1,027.25 | 14 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest Etiqa | S$858.20 | S$1,092.65 | 14 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$861.03 | S$1,119.95 | 14 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$861.03 | S$1,167.14 | 14 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$861.03 | S$1,144.26 | 14 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$861.03 | S$1,138.84 | 13 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Etiqa | S$1,391.10 | S$2,109.85 | 9 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest Etiqa | S$905.65 | S$1,284.15 | 12 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest Etiqa | S$928.25 | S$1,265.64 | 8 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Etiqa | S$968.72 | S$1,343.81 | 7 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$1,243.47 | S$1,316.95 | 4 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$1,243.47 | S$1,461.62 | 2 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Volkswagen Passat · This table as CSV · Compare with your own details.
Questions people ask
How much is Volkswagen Passat insurance in Singapore?
From S$819.82 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Volkswagen Passat 1.8, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is Volkswagen Passat insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$3,258.17 a year today at Sompo, 4.0 times the price for a settled driver with a 50% NCD. 9 insurers quote this driver online, against 14 for the settled driver.
How much more is Volkswagen Passat insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,238.83, 51% more than the S$819.82 with no claims.
Does a new driver aged 40 pay less than a young new driver for a Volkswagen Passat?
Yes, today: S$1,876.27 a year at 40 against S$3,258.17 at 25, both in their first year with no NCD.
Which insurer is cheapest for a Volkswagen Passat?
Etiqa is cheapest for 15 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.