Typical car insurance quotes
Toyota Mark X ZiO insurance for a 65-year-old after a claim
Every insurer's price today for a driver aged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%, on a 3-year-old Toyota Mark X ZiO 240G, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Toyota Mark X ZiO driven by a 65-year-old after a claim is S$1,651.32 a year (GST included) at Singlife, Motor Lite; 7 insurers quote this driver online, up to S$3,250.08 at ERGO.
- 7 insurers quote this driver online; 7 do not.
- That is 89% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$872.39).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| SinglifeMotor Lite | S$1,651.32 | S$3,000.00 |
| LibertyComprehensive Preferred Plan | S$1,966.11 | S$600.00 |
| AIGAIG Car Insurance Collision Only | S$2,254.41 | S$600.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$2,301.65 | S$600.00 |
| ECICSComprehensive | S$2,869.00 | S$750.00 |
| UOIUniCar Comprehensive Value | S$3,024.26 | S$500.00 |
| ERGOSMART Comprehensive | S$3,250.08 | S$500.00 |
No online price for this driver: Allianz (This insurer's online price is for drivers with no claims in the last 3 years); Etiqa (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for drivers with no claims in the last 3 years).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$1,898.06 | +S$246.74 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$1,519.10 | −S$132.22 |
Why this driver pays this
- An at-fault claim in the last three years cut the no-claim discount to 20%, and many insurers add a claims loading as well, for three years. On this car the lowest price is 69% more than what the same driver with no claims and a 50% NCD pays (S$976.68).
- From about 65 many insurers price older drivers higher, and from about 70 some do not quote online.
- The car matters too: insurers group models by value, repair costs and claims; the Toyota Mark X ZiO has a 2,362cc engine.
- 7 insurers do not quote this driver online on this car: Allianz (This insurer's online price is for drivers with no claims in the last 3 years); Etiqa (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for drivers with no claims in the last 3 years).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and Singlife has been cheapest throughout.
The Toyota Mark X ZiO
- Priced as a Toyota Mark X ZiO 240G (2,362cc), registered 3 years ago.
- With a 2,362cc engine, above 1,600cc, the Toyota Mark X ZiO 240G needs a Category B COE (S$131,901 in the October 2026, 2nd round).
- Road tax: about S$1,636.72 a year for a 2,362cc engine, before any surcharge for a car over 10 years old.
- For a 65-year-old after a claim, the Toyota Mark X ZiO is the 375th cheapest of 588 car models to insure. Among 95 cars above 2,000cc it is 27th cheapest, 10% less than the middle price of S$1,825.35.
- Toyota Mark X ZiO review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Chevrolet Captiva | S$1,493.23 | India International |
| Chevrolet Malibu | S$1,493.23 | India International |
| Honda Odyssey | S$1,644.08 | Liberty |
| Mitsubishi Outlander | S$1,746.56 | India International |
| Ford Focus ST | S$2,019.31 | Singlife |
| Ford Kuga Titanium | S$2,370.30 | UOI |
| Audi RS 3 Sedan | S$2,636.44 | Great Eastern |
| Audi RS 3 Sportback | S$2,636.44 | Great Eastern |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Toyota Mark X ZiO for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Toyota Mark X ZiO insurance for a 65-year-old after a claim?
From S$1,651.32 a year today at Singlife, up to S$3,250.08 at ERGO, across the 7 insurers that quote this driver online. That is for a driver aged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%, on a 3-year-old Toyota Mark X ZiO 240G, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 89% more than the S$872.39 a 40-year-old with a 50% NCD and no claims pays for the same Toyota Mark X ZiO.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and Singlife has been cheapest throughout.
Which insurers do not quote a 65-year-old after a claim for a Toyota Mark X ZiO online?
Allianz (This insurer's online price is for drivers with no claims in the last 3 years); Etiqa (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for drivers with no claims in the last 3 years).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.