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Toyota Mark X ZiO insurance quotes by driver

What the Toyota Mark X ZiO costs to insure today for 31 typical drivers, on a 3-year-old Toyota Mark X ZiO 240G, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 29 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$872.39 a year.
  • A 25-year-old new driver pays from S$3,034.03, 3.5 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,690.14, 94% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$4,080.23S$6,432.074
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$3,518.49S$5,994.975
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest SompoS$3,034.03S$5,726.925
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest SompoS$2,552.30S$4,420.395
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest SompoS$2,031.56S$3,244.529
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest SompoS$2,200.93S$4,032.175
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest SompoS$1,761.83S$2,395.219
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest SompoS$1,125.85S$1,423.399
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest HL AssuranceS$1,071.73S$1,422.169
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest SompoS$1,262.01S$1,781.139
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest SompoS$901.43S$1,272.249
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest HL AssuranceS$872.39S$1,143.739
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest HL AssuranceS$828.77S$1,143.739
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest SinglifeS$1,690.14S$2,118.917
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest SinglifeS$2,840.91S$3,128.733
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest SompoS$893.75S$1,143.739
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest HL AssuranceS$872.39S$1,143.739
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest SompoS$1,747.18S$3,072.945
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest HL AssuranceS$872.39S$1,123.769
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest HL AssuranceS$828.77S$1,123.769
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest SompoS$893.75S$1,176.989
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest HL AssuranceS$936.68S$1,320.919
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest HL AssuranceS$964.22S$1,322.629
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest HL AssuranceS$916.01S$1,224.999
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest SompoS$976.68S$1,359.668
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest SinglifeS$1,651.32S$2,301.657
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest SompoS$976.68S$1,448.597
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,119.70S$1,564.704
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,119.70S$1,597.714
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,119.70S$1,584.213
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,119.70S$1,549.992

Budget Direct, DirectAsia, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the Toyota Mark X ZiO · This table as CSV · Compare with your own details.

Questions people ask

How much is Toyota Mark X ZiO insurance in Singapore?

From S$872.39 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Toyota Mark X ZiO 240G, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Toyota Mark X ZiO insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,034.03 a year today at Sompo, 3.5 times the price for a settled driver with a 50% NCD. 5 insurers quote this driver online, against 9 for the settled driver.

How much more is Toyota Mark X ZiO insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,690.14, 94% more than the S$872.39 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Toyota Mark X ZiO?

Yes, today: S$1,747.18 a year at 40 against S$3,034.03 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Toyota Mark X ZiO?

Sompo is cheapest for 15 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.