Typical car insurance quotes
Toyota Ist S insurance for a driver after a claim
Every insurer's price today for a driver aged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%, on a 3-year-old Toyota Ist S, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Toyota Ist S driven by a driver after a claim is S$1,179.41 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 5 insurers quote this driver online, up to S$2,278.61 at ERGO.
- 5 insurers quote this driver online; 9 do not.
- That is 95% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$604.07).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| India InternationalComprehensive (any workshop or authorised workshops) | S$1,179.41 | S$600.00 |
| AIGAIG Car Insurance Collision Only | S$1,476.41 | S$600.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$1,854.04 | S$600.00 |
| ECICSComprehensive | S$2,085.61 | S$750.00 |
| ERGOSMART Comprehensive | S$2,278.61 | S$500.00 |
No online price for this driver: Allianz (This insurer's online price is for drivers with no claims in the last 3 years); Etiqa (This insurer has no online price for this car model yet); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for drivers with no claims in the last 3 years); UOI (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$1,310.46 | +S$131.05 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$918.46 | −S$260.95 |
Why this driver pays this
- An at-fault claim in the last three years cut the no-claim discount to 20%, and many insurers add a claims loading as well, for three years. On this car the lowest price is 95% more than what the same driver with no claims and a 50% NCD pays (S$604.07).
- The car matters too: insurers group models by value, repair costs and claims; the Toyota Ist S has a 1,497cc engine.
- 9 insurers do not quote this driver online on this car: Allianz (This insurer's online price is for drivers with no claims in the last 3 years); Etiqa (This insurer has no online price for this car model yet); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for drivers with no claims in the last 3 years); UOI (This insurer has no online price for this car model yet).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
The Toyota Ist S
- Priced as a Toyota Ist S (1,497cc), registered 3 years ago.
- With a 1,497cc engine, the Toyota Ist S needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
- Road tax: about S$682.50 a year for a 1,497cc engine, before any surcharge for a car over 10 years old.
- For a driver after a claim, the Toyota Ist S is the 114th cheapest of 588 car models to insure. Among 311 cars up to 1,600cc it is 114th cheapest, 4% less than the middle price of S$1,232.64.
- Toyota Ist S review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Mercedes-Benz C-Class | S$1,134.20 | Etiqa |
| Honda Freed | S$1,251.21 | India International |
| Honda HR-V | S$1,251.21 | India International |
| Honda Vezel | S$1,288.75 | Etiqa |
| Hyundai Kona | S$1,377.37 | Etiqa |
| Mercedes-Benz GLB | S$1,383.20 | Etiqa |
| BMW X1 | S$1,468.56 | AIG |
| Mazda 3 | S$1,736.05 | Great Eastern |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Toyota Ist S for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Toyota Ist S insurance for a driver after a claim?
From S$1,179.41 a year today at India International, up to S$2,278.61 at ERGO, across the 5 insurers that quote this driver online. That is for a driver aged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%, on a 3-year-old Toyota Ist S, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 95% more than the S$604.07 a 40-year-old with a 50% NCD and no claims pays for the same Toyota Ist S.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
Which insurers do not quote a driver after a claim for a Toyota Ist S online?
Allianz (This insurer's online price is for drivers with no claims in the last 3 years); Etiqa (This insurer has no online price for this car model yet); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for drivers with no claims in the last 3 years); UOI (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.