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Toyota Ist S insurance quotes by driver

What the Toyota Ist S costs to insure today for 31 typical drivers, on a 3-year-old Toyota Ist S, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$604.07 a year.
  • A 25-year-old new driver pays from S$3,022.89, 5.0 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,179.41, 95% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest India InternationalS$4,184.36S$4,792.204
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest India InternationalS$3,610.04S$4,069.994
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest India InternationalS$3,022.89S$3,510.214
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest India InternationalS$2,385.75S$2,991.744
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest India InternationalS$1,964.88S$2,404.758
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest India InternationalS$2,058.85S$2,620.824
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India InternationalS$1,179.41S$1,973.578
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$700.28S$1,240.788
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$700.28S$1,194.458
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India InternationalS$845.70S$1,431.588
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$604.07S$984.758
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$604.07S$937.398
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$604.07S$948.098
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India InternationalS$1,179.41S$1,854.045
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest India InternationalS$2,249.86S$2,724.692
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest India InternationalS$700.28S$936.148
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest India InternationalS$635.86S$938.698
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest India InternationalS$1,708.86S$2,042.354
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest India InternationalS$604.07S$913.118
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest India InternationalS$604.07S$913.118
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest India InternationalS$604.07S$971.148
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$604.07S$1,054.608
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$604.07S$1,079.648
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$604.07S$1,030.458
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$604.07S$1,090.537
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India InternationalS$1,179.41S$2,013.955
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$664.47S$1,166.756
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$664.47S$1,074.544
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First CapitalS$906.35S$1,296.763
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First CapitalS$988.74S$1,296.763
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,620.96S$1,620.961

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Toyota Ist S · This table as CSV · Compare with your own details.

Questions people ask

How much is Toyota Ist S insurance in Singapore?

From S$604.07 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Toyota Ist S, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Toyota Ist S insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,022.89 a year today at India International, 5.0 times the price for a settled driver with a 50% NCD. 4 insurers quote this driver online, against 8 for the settled driver.

How much more is Toyota Ist S insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,179.41, 95% more than the S$604.07 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Toyota Ist S?

Yes, today: S$1,708.86 a year at 40 against S$3,022.89 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Toyota Ist S?

India International is cheapest for 28 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.