Typical car insurance quotes
Toyota Esquire insurance for a 30-year-old woman with a 50% NCD
Every insurer's price today for a driver aged 30, female, single, driving 6 years, a 50% no-claim discount, on a 3-year-old Toyota Esquire Hybrid 1.8 GI, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Toyota Esquire driven by a 30-year-old woman with a 50% NCD is S$919.68 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 13 insurers quote this driver online, up to S$1,702.58 at Liberty.
- 13 insurers quote this driver online; 1 do not.
- That is 22% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$755.10).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| India InternationalComprehensive (any workshop or authorised workshops) | S$919.68 | S$600.00 |
| HL AssuranceCar Protect360 Comprehensive | S$927.64 | S$1,200.00 |
| AllianzAllianz Motor Protect Comprehensive | S$1,089.82 | S$2,000.00 |
| MS First CapitalComprehensive | S$1,107.33 | S$500.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$1,114.99 | S$2,500.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$1,182.14 | S$600.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$1,220.68 | S$600.00 |
| AIGAIG Car Insurance Collision Only | S$1,307.15 | S$600.00 |
| SinglifeMotor Lite | S$1,316.82 | S$3,000.00 |
| QBEPrivate Motor Prestige Comprehensive | S$1,480.53 | S$3,000.00 |
| UOIUniCar Comprehensive Value | S$1,577.30 | S$500.00 |
| ERGOSMART Comprehensive | S$1,598.62 | S$500.00 |
| LibertyComprehensive Preferred Plan | S$1,702.58 | S$600.00 |
No online price for this driver: ECICS (ECICS does not list this model on its online quote).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$1,021.86 | +S$102.18 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$716.72 | −S$202.96 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$1,011.64 | +S$91.96 |
Why this driver pays this
- Some insurers charge women a little less than men of the same age and record. On this car the lowest price is about the same as what the same driver as a man pays (S$919.68).
- The car matters too: insurers group models by value, repair costs and claims; the Toyota Esquire has a 1,797cc engine.
- 1 insurer does not quote this driver online on this car: ECICS (ECICS does not list this model on its online quote).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
The Toyota Esquire
- Priced as a Toyota Esquire Hybrid 1.8 GI (1,797cc), registered 3 years ago.
- With a 1,797cc engine, above 1,600cc, the Toyota Esquire Hybrid 1.8 GI needs a Category B COE (S$131,901 in the October 2026, 2nd round).
- Road tax: about S$973.98 a year for a 1,797cc engine, before any surcharge for a car over 10 years old.
- For a 30-year-old woman with a 50% NCD, the Toyota Esquire is the 311th cheapest of 590 car models to insure. Among 164 cars of 1,601cc to 2,000cc it is 42nd cheapest, 11% less than the middle price of S$1,037.02.
- Toyota Esquire review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Hyundai Avante | S$721.59 | India International |
| Kia Cerato | S$764.82 | India International |
| Hyundai Kona | S$836.07 | India International |
| Mercedes-Benz E-Class | S$1,037.02 | India International |
| BMW 5 Series | S$1,037.02 | India International |
| Mercedes-Benz GLC | S$1,131.01 | Etiqa |
| Lexus NX | S$1,187.70 | Etiqa |
| Lexus RX | S$1,187.70 | Etiqa |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Toyota Esquire for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Toyota Esquire insurance for a 30-year-old woman with a 50% NCD?
From S$919.68 a year today at India International, up to S$1,702.58 at Liberty, across the 13 insurers that quote this driver online. That is for a driver aged 30, female, single, driving 6 years, a 50% no-claim discount, on a 3-year-old Toyota Esquire Hybrid 1.8 GI, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 22% more than the S$755.10 a 40-year-old with a 50% NCD and no claims pays for the same Toyota Esquire.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
Which insurers do not quote a 30-year-old woman with a 50% NCD for a Toyota Esquire online?
ECICS (ECICS does not list this model on its online quote).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.