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Toyota Esquire insurance quotes by driver

What the Toyota Esquire costs to insure today for 31 typical drivers, on a 3-year-old Toyota Esquire Hybrid 1.8 GI, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 29 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$755.10 a year.
  • A 25-year-old new driver pays from S$3,185.71, 4.2 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,428.51, 89% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$4,284.22S$5,749.286
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$3,694.40S$5,027.537
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest SompoS$3,185.71S$4,074.659
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest SompoS$2,679.91S$3,592.029
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest SompoS$2,133.13S$2,652.8013
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest SompoS$2,310.97S$3,320.469
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India InternationalS$1,548.93S$2,186.9213
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$919.68S$1,324.3113
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$919.68S$1,220.6813
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India InternationalS$1,111.24S$1,462.6913
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$793.75S$1,100.4213
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest HL AssuranceS$755.10S$981.7013
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest HL AssuranceS$717.35S$981.7013
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest EtiqaS$1,428.51S$1,781.718
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest SinglifeS$2,921.95S$3,046.544
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest HL AssuranceS$838.16S$1,043.7613
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest HL AssuranceS$755.10S$994.2813
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest SompoS$1,834.54S$2,464.419
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest HL AssuranceS$755.10S$964.5513
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest HL AssuranceS$717.35S$964.5513
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest HL AssuranceS$778.95S$1,039.5713
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$793.75S$1,107.1613
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$793.75S$1,123.5313
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest HL AssuranceS$792.86S$1,048.1413
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$793.75S$1,079.2212
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India InternationalS$1,548.93S$2,023.968
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$873.12S$1,097.7711
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$873.12S$1,129.628
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$1,061.88S$1,156.087
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,156.08S$1,318.474
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,156.08S$1,488.242

Budget Direct, DirectAsia, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the Toyota Esquire · This table as CSV · Compare with your own details.

Questions people ask

How much is Toyota Esquire insurance in Singapore?

From S$755.10 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Toyota Esquire Hybrid 1.8 GI, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Toyota Esquire insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,185.71 a year today at Sompo, 4.2 times the price for a settled driver with a 50% NCD. 9 insurers quote this driver online, against 13 for the settled driver.

How much more is Toyota Esquire insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,428.51, 89% more than the S$755.10 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Toyota Esquire?

Yes, today: S$1,834.54 a year at 40 against S$3,185.71 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Toyota Esquire?

India International is cheapest for 11 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.