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Suzuki Ignis insurance for a 75-year-old with a 50% NCD

Every insurer's price today for a driver aged 75, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Suzuki Ignis 1.2 D, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Suzuki Ignis driven by a 75-year-old with a 50% NCD is S$961.56 a year (GST included) at MS First Capital, Comprehensive; 3 insurers quote this driver online, up to S$1,084.14 at Liberty.

  • 3 insurers quote this driver online; 11 do not.
  • That is 21% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$792.99).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim).
InsurerPremiumExcess
MS First CapitalComprehensiveS$961.56S$500.00
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)S$1,063.01S$2,500.00
LibertyComprehensive Preferred PlanS$1,084.14S$600.00

No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer doesn’t offer this cover online); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (Singlife's online quote lists this model only with another engine or fuel type, so its price would be for a different car); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Suzuki Ignis and driver after one change, against S$961.56.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$961.56the same
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$694.65−S$266.91
Add an NCD protectorKeeps the 50% NCD after one claim.S$1,057.72+S$96.16

Why this driver pays this

  • From about 65 many insurers price older drivers higher, and from about 70 some do not quote online. On this car the lowest price is 21% more than what a 40-year-old with the same 50% NCD pays (S$792.99).
  • The car matters too: insurers group models by value, repair costs and claims; the Suzuki Ignis has a 1,327cc engine.
  • 11 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer doesn’t offer this cover online); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (Singlife's online quote lists this model only with another engine or fuel type, so its price would be for a different car); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer has no online price for this car model yet).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and MS First Capital has been cheapest throughout.

The Suzuki Ignis

  • Priced as a Suzuki Ignis 1.2 D (1,327cc), registered 3 years ago.
  • With a 1,327cc engine, the Suzuki Ignis 1.2 D needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
  • Road tax: about S$582.78 a year for a 1,327cc engine, before any surcharge for a car over 10 years old.
  • For a 75-year-old with a 50% NCD, the Suzuki Ignis is the 239th cheapest of 584 car models to insure. Among 309 cars up to 1,600cc it is 210th cheapest, 6% more than the middle price of S$910.94.
  • Suzuki Ignis review: list price, COE, road tax and insurance.
Similar cars for a 75-year-old with a 50% NCD, lowest price on 27 Oct 2026.
CarLowest priceCheapest insurer
Mercedes-Benz GLBS$762.70Allianz
Honda VezelS$889.40Allianz
Toyota SientaS$906.35MS First Capital
Mercedes-Benz C-ClassS$917.28Etiqa
Honda FreedS$926.46Allianz
Honda HR-VS$926.46Allianz
Mazda 3S$1,062.21Allianz
BMW X1S$1,144.00Singlife

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Suzuki Ignis for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Suzuki Ignis insurance for a 75-year-old with a 50% NCD?

From S$961.56 a year today at MS First Capital, up to S$1,084.14 at Liberty, across the 3 insurers that quote this driver online. That is for a driver aged 75, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Suzuki Ignis 1.2 D, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is 21% more than the S$792.99 a 40-year-old with a 50% NCD and no claims pays for the same Suzuki Ignis.

Has the price changed?

Since 27 Oct 2026 the lowest price is unchanged, and MS First Capital has been cheapest throughout.

Which insurers do not quote a 75-year-old with a 50% NCD for a Suzuki Ignis online?

AIG (This insurer has no online price for this car model yet); Allianz (This insurer doesn’t offer this cover online); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (Singlife's online quote lists this model only with another engine or fuel type, so its price would be for a different car); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.