Typical car insurance quotes
Toyota Sienta insurance for a 75-year-old with a 50% NCD
Every insurer's price today for a driver aged 75, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Toyota Sienta, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Toyota Sienta driven by a 75-year-old with a 50% NCD is S$906.35 a year (GST included) at MS First Capital, Comprehensive; 7 insurers quote this driver online, up to S$1,465.74 at Liberty.
- 7 insurers quote this driver online; 7 do not.
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| MS First CapitalComprehensive | S$906.35 | S$500.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$947.44 | S$2,500.00 |
| AllianzAllianz Motor Protect Comprehensive | S$974.03 | S$2,000.00 |
| SinglifeMotor Lite | S$1,059.47 | S$3,000.00 |
| AIGAIG Car Insurance Collision Only | S$1,246.63 | S$600.00 |
| ERGOSMART Comprehensive | S$1,263.06 | S$500.00 |
| LibertyComprehensive Preferred Plan | S$1,465.74 | S$600.00 |
No online price for this driver: ECICS (ECICS quotes main drivers aged 26 to 70 online); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer's online price is for main drivers aged up to 74); QBE (This insurer's online price is for main drivers aged up to 70); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer's online price is for main drivers aged up to 70).
See this quote on the results page, with every plan and filter.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$906.35 | the same |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$654.76 | −S$251.59 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$996.98 | +S$90.63 |
Why this driver pays this
- From about 65 many insurers price older drivers higher, and from about 70 some do not quote online.
- The car matters too: insurers group models by value, repair costs and claims; the Toyota Sienta has a 1,496cc engine.
- 7 insurers do not quote this driver online on this car: ECICS (ECICS quotes main drivers aged 26 to 70 online); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer's online price is for main drivers aged up to 74); QBE (This insurer's online price is for main drivers aged up to 70); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer's online price is for main drivers aged up to 70).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and MS First Capital has been cheapest throughout.
The Toyota Sienta
- Priced as a Toyota Sienta (1,496cc), registered 3 years ago.
- With a 1,496cc engine, the Toyota Sienta needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
- Road tax: about S$681.90 a year for a 1,496cc engine, before any surcharge for a car over 10 years old.
- For a 75-year-old with a 50% NCD, the Toyota Sienta is the 152nd cheapest of 584 car models to insure. Among 309 cars up to 1,600cc it is 140th cheapest, 1% less than the middle price of S$910.94.
- Toyota Sienta review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Mercedes-Benz GLB | S$762.70 | Allianz |
| Honda Vezel | S$889.40 | Allianz |
| Mercedes-Benz C-Class | S$917.28 | Etiqa |
| Honda Freed | S$926.46 | Allianz |
| Honda HR-V | S$926.46 | Allianz |
| Mazda 3 | S$1,062.21 | Allianz |
| Hyundai Kona | S$1,082.49 | Etiqa |
| BMW X1 | S$1,144.00 | Singlife |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. The figures for every driver on this car are in a CSV file, updated daily.
The Toyota Sienta for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Toyota Sienta insurance for a 75-year-old with a 50% NCD?
From S$906.35 a year today at MS First Capital, up to S$1,465.74 at Liberty, across the 7 insurers that quote this driver online. That is for a driver aged 75, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Toyota Sienta, private use, comprehensive cover, repairs at an authorised workshop.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and MS First Capital has been cheapest throughout.
Which insurers do not quote a 75-year-old with a 50% NCD for a Toyota Sienta online?
ECICS (ECICS quotes main drivers aged 26 to 70 online); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer's online price is for main drivers aged up to 74); QBE (This insurer's online price is for main drivers aged up to 70); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer's online price is for main drivers aged up to 70).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.