Typical car insurance quotes
Subaru Legacy Outback insurance for a driver after a claim
Every insurer's price today for a driver aged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%, on a 3-year-old Subaru Legacy Outback 2.5 XT, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Subaru Legacy Outback driven by a driver after a claim is S$1,693.12 a year (GST included) at Etiqa, Private Car Insurance – Comprehensive (Authorised Workshop); 8 insurers quote this driver online, up to S$2,816.95 at UOI.
- 8 insurers quote this driver online; 6 do not.
- That is 2.1 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$802.64).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$1,693.12 | S$2,500.00 |
| AIGAIG Car Insurance Collision Only | S$1,996.50 | S$600.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$2,118.91 | S$600.00 |
| LibertyComprehensive Preferred Plan | S$2,365.44 | S$600.00 |
| ERGOSMART Comprehensive | S$2,466.59 | S$500.00 |
| India InternationalComprehensive (any workshop or authorised workshops) | S$2,565.99 | S$600.00 |
| ECICSComprehensive | S$2,633.63 | S$750.00 |
| UOIUniCar Comprehensive Value | S$2,816.95 | S$500.00 |
No online price for this driver: Allianz (This insurer's online price is for drivers with no claims in the last 3 years); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer's online price is for drivers with no claims in the last 3 years); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for drivers with no claims in the last 3 years).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$2,005.84 | +S$312.72 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$1,490.04 | −S$203.08 |
Why this driver pays this
- An at-fault claim in the last three years cut the no-claim discount to 20%, and many insurers add a claims loading as well, for three years. On this car the lowest price is 2.1 times what the same driver with no claims and a 50% NCD pays (S$802.64).
- The car matters too: insurers group models by value, repair costs and claims; the Subaru Legacy Outback has a 2,457cc engine.
- 6 insurers do not quote this driver online on this car: Allianz (This insurer's online price is for drivers with no claims in the last 3 years); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer's online price is for drivers with no claims in the last 3 years); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for drivers with no claims in the last 3 years).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and Etiqa has been cheapest throughout.
The Subaru Legacy Outback
- Priced as a Subaru Legacy Outback 2.5 XT (2,457cc), registered 3 years ago.
- With a 2,457cc engine, above 1,600cc, the Subaru Legacy Outback 2.5 XT needs a Category B COE (S$131,901 in the October 2026, 2nd round).
- Road tax: about S$1,748.16 a year for a 2,457cc engine, before any surcharge for a car over 10 years old.
- For a driver after a claim, the Subaru Legacy Outback is the 466th cheapest of 588 car models to insure. Among 95 cars above 2,000cc it is 55th cheapest, 4% more than the middle price of S$1,622.84.
- Subaru Legacy Outback review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Toyota Vellfire | S$1,336.94 | AIG |
| Toyota Alphard | S$1,443.16 | Etiqa |
| Chevrolet Captiva | S$1,493.23 | India International |
| Toyota Camry | S$1,539.33 | Etiqa |
| Mitsubishi Outlander | S$1,563.06 | Etiqa |
| Honda Odyssey | S$1,606.87 | Etiqa |
| Audi RS 3 Sedan | S$2,427.10 | Great Eastern |
| Audi RS 3 Sportback | S$2,427.10 | Great Eastern |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Subaru Legacy Outback for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Subaru Legacy Outback insurance for a driver after a claim?
From S$1,693.12 a year today at Etiqa, up to S$2,816.95 at UOI, across the 8 insurers that quote this driver online. That is for a driver aged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%, on a 3-year-old Subaru Legacy Outback 2.5 XT, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 2.1 times the S$802.64 a 40-year-old with a 50% NCD and no claims pays for the same Subaru Legacy Outback.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and Etiqa has been cheapest throughout.
Which insurers do not quote a driver after a claim for a Subaru Legacy Outback online?
Allianz (This insurer's online price is for drivers with no claims in the last 3 years); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer's online price is for drivers with no claims in the last 3 years); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for drivers with no claims in the last 3 years).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.