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Subaru Legacy Outback insurance quotes by driver

What the Subaru Legacy Outback costs to insure today for 31 typical drivers, on a 3-year-old Subaru Legacy Outback 2.5 XT, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$802.64 a year.
  • A 25-year-old new driver pays from S$2,897.19, 3.6 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,693.12, 2.1 times the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$3,896.21S$8,747.535
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$3,359.79S$7,591.986
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest SompoS$2,897.19S$6,311.338
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest SompoS$2,437.19S$5,208.988
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest SompoS$1,939.94S$3,979.1213
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest SompoS$2,101.67S$4,332.978
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest SompoS$1,682.36S$2,591.9513
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest SompoS$1,075.08S$1,562.2513
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest AllianzS$946.07S$1,523.5613
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest SompoS$1,205.09S$1,933.3413
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest SompoS$860.78S$1,344.5613
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$802.64S$1,271.9313
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$725.21S$1,271.9313
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest EtiqaS$1,693.12S$2,416.028
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest EtiqaS$3,720.63S$3,938.634
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest AllianzS$802.64S$1,283.4413
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest AllianzS$855.73S$1,271.9313
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest SompoS$1,668.39S$3,361.478
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest AllianzS$797.85S$1,222.3313
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest AllianzS$797.85S$1,140.2713
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest AllianzS$836.58S$1,271.9313
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$889.46S$1,314.0813
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$921.82S$1,332.7113
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$840.58S$1,314.0813
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$895.23S$1,388.8512
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest EtiqaS$1,955.51S$2,515.508
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$853.63S$1,495.4211
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$883.72S$1,495.427
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$921.81S$1,711.506
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,736.92S$1,839.353
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$2,171.16S$2,171.161

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Subaru Legacy Outback · This table as CSV · Compare with your own details.

Questions people ask

How much is Subaru Legacy Outback insurance in Singapore?

From S$802.64 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Subaru Legacy Outback 2.5 XT, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Subaru Legacy Outback insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$2,897.19 a year today at Sompo, 3.6 times the price for a settled driver with a 50% NCD. 8 insurers quote this driver online, against 13 for the settled driver.

How much more is Subaru Legacy Outback insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,693.12, 2.1 times the S$802.64 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Subaru Legacy Outback?

Yes, today: S$1,668.39 a year at 40 against S$2,897.19 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Subaru Legacy Outback?

Allianz is cheapest for 15 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.