Renault Megane insurance for an 80-year-old with a 50% NCD

In short

On 28 Oct 2026, the cheapest comprehensive car insurance for a Renault Megane driven by an 80-year-old with a 50% NCD is S$1,329.93 a year (GST included) at Singlife, Motor Lite; 2 insurers quote this driver online, up to S$1,896.35 at AIG.

• 2 insurers quote this driver online; 12 do not.
• That is 2.2 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$615.48).

Why this driver pays this

• From about 65 many insurers price older drivers higher, and from about 70 some do not quote online. On this car the lowest price is 2.2 times what a 40-year-old with the same 50% NCD pays (S$615.48).
• The car matters too: insurers group models by value, repair costs and claims; the Renault Megane has a 1,197cc engine.
• 12 insurers do not quote this driver online on this car: Allianz (This insurer's online price is for main drivers aged up to 75); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer's online price is for main drivers aged up to 79); Etiqa (This insurer's online price is for main drivers aged up to 75 when cover starts); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); Liberty (This insurer's online price is for main drivers aged up to 75); MS First Capital (MS First Capital quotes main drivers aged 18 to 79 online); QBE (This insurer's online price is for main drivers aged up to 70); Sompo (This insurer's online price is for main drivers aged up to 70); UOI (This insurer's online price is for main drivers aged up to 70).

Price history

Since 27 Oct 2026 the lowest price is unchanged, and Singlife has been cheapest throughout.

The Renault Megane

• Priced as a Renault Megane 1.2 TCe (1,197cc), registered 3 years ago.
• With a 1,197cc engine, the Renault Megane 1.2 TCe needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
• Road tax: about S$506.54 a year for a 1,197cc engine, before any surcharge for a car over 10 years old.
• For an 80-year-old with a 50% NCD, the Renault Megane is the 242nd cheapest of 524 car models to insure. Among 274 cars up to 1,600cc it is 164th cheapest, 10% more than the middle price of S$1,211.98.
• Renault Megane review: list price, COE, road tax and insurance.

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.